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Frederick County, Maryland

FIPS 24021

Juniper

Frederick County is in the highest 26% nationally for FEMA risk score. It also sits in the highest 2% nationally for median income. And it sits in the highest 3% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$530,955

Higher than 94% of U.S. counties
Home Price Growth, Past Five Years

45%

Lower than 74% of U.S. counties
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

74.2

Higher than 74% of U.S. counties

The boundary of Frederick County.

The basics

Total Population

287,048

Median Age

39

Population Density

434.51

Home values & property tax

Median Property Tax

$4,584

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.81×

Higher than 76% of U.S. counties
Median Income

$122,002

Higher than 98% of U.S. counties
Median Rent

$1,774

Higher than 97% of U.S. counties

Home prices & appreciation

Home Price Growth, Past Year

0.89%

Lower than 79% of U.S. counties
Pandemic Price Run-Up2019–20 low → 2022–23 peak

37%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

30%

Climate & weather

Summer Avg High (°F)

85.7

Winter Avg Low (°F)

27.6

Avg Temperature (°F)

56

Hot Days/yr (>90°F)

30.5

Freezing Days/yr (<32°F)

90.8

Annual Precipitation (in)

45.2

Annual Snowfall (in)

30.7

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

74.2

Higher than 74% of U.S. counties

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

Frederick County: frequently asked questions

What is the typical home value in Frederick County?
The estimated median home value in Frederick County today is $530,955, higher than 94% of U.S. counties.
How much is property tax in Frederick County?
The median annual property tax in Frederick County is $4,584, an effective rate of 0.99% of home value.
Is Frederick County expensive to live in?
Homes in Frederick County cost about 3.81× the median household income, higher than 76% of U.S. counties.
What is the average rent in Frederick County?
The median gross rent in Frederick County is $1,774 a month, higher than 97% of U.S. counties.
How much have home prices grown in Frederick County?
Home prices in Frederick County have moved 45% over the past five years (0.89% in the past year), per the FHFA House Price Index.
How many people live in Frederick County?
Frederick County has a population of 287,048, about 434.51 people per square mile, per the U.S. Census American Community Survey. The median age is 39.
What is the weather like in Frederick County?
Frederick County averages 56°F year-round, summer highs near 85.7°F, winter lows around 27.6°F (NOAA 1991–2020 normals). It sees about 30.7 inches of snow a year.
Is Frederick County at risk of flooding or natural disasters?
Frederick County's FEMA National Risk Index score is 74.2 (higher than 74% of U.S. counties). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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