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ZIP Code 28103

Union, North Carolina

ZCTA 28103

Juniper

ZIP Code 28103 is in the highest 20% nationally for FEMA risk score. It also sits in the highest 24% nationally for home price growth over the past year. And it sits in the highest 28% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$301,000

Lower than 59% of U.S. ZIP codes
Home Price Growth, Past Five Years

60%

Higher than 72% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

86.7

Higher than 80% of U.S. ZIP codes

The boundary of ZIP Code 28103, in Union, North Carolina.

The basics

Total Population

10,714

Median Age

44.4

Population Density

69.95

Home values & property tax

Median Property Tax

$1,442

Property Tax Rateyearly tax as a share of home value

0.58%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.23×

Near the U.S. ZIP codes median
Median Income

$76,924

Higher than 58% of U.S. ZIP codes
Median Rent

$1,145

Higher than 60% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

7.1%

Higher than 76% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

52%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

13%

Climate & weather

Summer Avg High (°F)

89.2

Winter Avg Low (°F)

31.9

Avg Temperature (°F)

60.9

Hot Days/yr (>90°F)

54.6

Freezing Days/yr (<32°F)

68.7

Annual Precipitation (in)

47.8

Annual Snowfall (in)

2.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

86.7

Higher than 80% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 28103: frequently asked questions

What is the typical home value in ZIP Code 28103?
The estimated median home value in ZIP Code 28103 today is $301,000, lower than 59% of U.S. ZIP codes.
How much is property tax in ZIP Code 28103?
The median annual property tax in ZIP Code 28103 is $1,442, an effective rate of 0.58% of home value.
Is ZIP Code 28103 expensive to live in?
Homes in ZIP Code 28103 cost about 3.23× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 28103?
The median gross rent in ZIP Code 28103 is $1,145 a month, higher than 60% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28103?
Home prices in ZIP Code 28103 have moved 60% over the past five years (7.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 28103?
ZIP Code 28103 has a population of 10,714, about 69.95 people per square mile, per the U.S. Census American Community Survey. The median age is 44.4.
What is the weather like in ZIP Code 28103?
ZIP Code 28103 averages 60.9°F year-round, summer highs near 89.2°F, winter lows around 31.9°F (NOAA 1991–2020 normals). It sees about 2.1 inches of snow a year.
Is ZIP Code 28103 at risk of flooding or natural disasters?
ZIP Code 28103's FEMA National Risk Index score is 86.7 (higher than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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