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ZIP Code 45432

Montgomery, Ohio

FIPS 45432

Juniper

ZIP Code 45432 is in the top 6% nationally for appreciation 1yr %. It also sits in the top 8% nationally for FEMA risk score. And it sits in the top 22% nationally for HPI growth 5yr %.

Median Home Value

$183,300

Lower than 56% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 78% of U.S. ZIP codes

FEMA Risk Score

18.1

Lower than 92% of U.S. ZIP codes

The basics

Total Population

15,055

Median Age

40

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$183,300

Lower than 56%

Median Property Tax

$3,373

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.21

Lower than 71%

Median Rent

$872

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 78%

Appreciation 1yr %

10%

Higher than 95%

Pandemic Gain %

43%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.3

Winter Avg Low (°F)

22.7

Avg Temperature (°F)

53.3

Hot Days/yr (>90°F)

39

Freezing Days/yr (<32°F)

106.6

Annual Precipitation (in)

41.6

Annual Snowfall (in)

12.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

18.1

Lower than 92%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 45432: frequently asked questions

What is the median home value in ZIP Code 45432?
The median home value in ZIP Code 45432 is $183,300, lower than 56% of U.S. ZIP codes.
How much is property tax in ZIP Code 45432?
The median annual property tax in ZIP Code 45432 is $3,373, an effective rate of 2% of home value.
Is ZIP Code 45432 expensive to live in?
Homes in ZIP Code 45432 cost about 2.21× the median household income, lower than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 45432?
The median gross rent in ZIP Code 45432 is $872 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 45432?
Home prices in ZIP Code 45432 have moved 54% over the past five years (10% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 45432?
ZIP Code 45432 averages 53.3°F year-round, summer highs near 85.3°F, winter lows around 22.7°F (NOAA 1991–2020 normals). It sees about 12.3 inches of snow a year.
Is ZIP Code 45432 at risk of flooding or natural disasters?
ZIP Code 45432's FEMA National Risk Index score is 18.1 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →