Back to Explorer

ZIP Code 48028

St. Clair, Michigan

FIPS 48028

Juniper

ZIP Code 48028 is in the top 14% nationally for FEMA risk score, but in the bottom 34% nationally for price-to-income ratio. It also sits in the 80th percentile nationally for median home value.

Median Home Value

$390,800

Higher than 80% of U.S. ZIP codes

HPI Growth 5yr %

37%

Higher than 60% of U.S. ZIP codes

FEMA Risk Score

28.6

Lower than 86% of U.S. ZIP codes

The basics

Total Population

1,272

Median Age

65.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$390,800

Higher than 80%

Median Property Tax

$4,127

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.56

Higher than 66%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

37%

Higher than 60%

Pandemic Gain %

34%

Recession Drop %

-29%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.6

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

48.7

Hot Days/yr (>90°F)

17.3

Freezing Days/yr (<32°F)

137.3

Annual Precipitation (in)

34.6

Annual Snowfall (in)

32.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

28.6

Lower than 86%

EAL Flood/Coastal per $1K

0.03

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 48028: frequently asked questions

What is the median home value in ZIP Code 48028?
The median home value in ZIP Code 48028 is $390,800, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 48028?
The median annual property tax in ZIP Code 48028 is $4,127, an effective rate of 1% of home value.
Is ZIP Code 48028 expensive to live in?
Homes in ZIP Code 48028 cost about 3.56× the median household income, higher than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48028?
Home prices in ZIP Code 48028 have moved 37% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 48028?
ZIP Code 48028 averages 48.7°F year-round, summer highs near 82.6°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 32.2 inches of snow a year.
Is ZIP Code 48028 at risk of flooding or natural disasters?
ZIP Code 48028's FEMA National Risk Index score is 28.6 (lower than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Expected annual loss from flooding is 0.03 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →