← Back to Explorer

ZIP Code 48028

St. Clair, Michigan

ZCTA 48028

Juniper

ZIP Code 48028 is in the lowest 11% nationally for FEMA risk score. It also sits in the highest 14% nationally for median income. And it sits in the lowest 15% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$425,476

Higher than 65% of U.S. ZIP codes
Home Price Growth, Past Five Years

37%

Lower than 85% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

28.4

Lower than 89% of U.S. ZIP codes

The boundary of ZIP Code 48028, in St. Clair, Michigan.

The basics

Total Population

1,272

Median Age

65.6

Population Density

71.56

Home values & property tax

Median Property Tax

$4,127

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.56×

Higher than 62% of U.S. ZIP codes
Median Income

$109,730

Higher than 86% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

29%

Climate & weather

Summer Avg High (°F)

82.6

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

48.7

Hot Days/yr (>90°F)

17.3

Freezing Days/yr (<32°F)

137.3

Annual Precipitation (in)

34.6

Annual Snowfall (in)

32.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.03

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48028: frequently asked questions

What is the typical home value in ZIP Code 48028?
The estimated median home value in ZIP Code 48028 today is $425,476, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 48028?
The median annual property tax in ZIP Code 48028 is $4,127, an effective rate of 1.1% of home value.
Is ZIP Code 48028 expensive to live in?
Homes in ZIP Code 48028 cost about 3.56× the median household income, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48028?
Home prices in ZIP Code 48028 have moved 37% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 48028?
ZIP Code 48028 has a population of 1,272, about 71.56 people per square mile, per the U.S. Census American Community Survey. The median age is 65.6.
What is the weather like in ZIP Code 48028?
ZIP Code 48028 averages 48.7°F year-round, summer highs near 82.6°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 32.2 inches of snow a year.
Is ZIP Code 48028 at risk of flooding or natural disasters?
ZIP Code 48028's FEMA National Risk Index score is 28.4 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.03 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer