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ZIP Code 48032

St. Clair, Michigan

ZCTA 48032

Juniper

ZIP Code 48032 is in the lowest 27% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price growth over five years. And it sits in the highest 21% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$360,158

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

81%

Higher than 96% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

46.1

Lower than 73% of U.S. ZIP codes

The boundary of ZIP Code 48032, in St. Clair, Michigan.

The basics

Total Population

1,871

Median Age

47.4

Population Density

50.75

Home values & property tax

Median Property Tax

$2,621

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.72×

Lower than 64% of U.S. ZIP codes
Median Income

$96,875

Higher than 79% of U.S. ZIP codes
Median Rent

$1,115

Higher than 58% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.4%

Higher than 72% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

36%

Climate & weather

Summer Avg High (°F)

76.3

Winter Avg Low (°F)

18.5

Avg Temperature (°F)

46.5

Hot Days/yr (>90°F)

5.9

Freezing Days/yr (<32°F)

140.1

Annual Precipitation (in)

35.4

Annual Snowfall (in)

40.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 48032: frequently asked questions

What is the typical home value in ZIP Code 48032?
The estimated median home value in ZIP Code 48032 today is $360,158, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 48032?
The median annual property tax in ZIP Code 48032 is $2,621, an effective rate of 0.99% of home value.
Is ZIP Code 48032 expensive to live in?
Homes in ZIP Code 48032 cost about 2.72× the median household income, lower than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 48032?
The median gross rent in ZIP Code 48032 is $1,115 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 48032?
Home prices in ZIP Code 48032 have moved 81% over the past five years (6.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 48032?
ZIP Code 48032 has a population of 1,871, about 50.75 people per square mile, per the U.S. Census American Community Survey. The median age is 47.4.
What is the weather like in ZIP Code 48032?
ZIP Code 48032 averages 46.5°F year-round, summer highs near 76.3°F, winter lows around 18.5°F (NOAA 1991–2020 normals). It sees about 40.7 inches of snow a year.
Is ZIP Code 48032 at risk of flooding or natural disasters?
ZIP Code 48032's FEMA National Risk Index score is 46.1 (lower than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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