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ZIP Code 81601

Garfield, Colorado

ZCTA 81601

Juniper

ZIP Code 81601 is in the highest 12% nationally for FEMA risk score. It also sits in the highest 4% nationally for typical home value. And it sits in the highest 5% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$1,019,312

Higher than 96% of U.S. ZIP codes
Home Price Growth, Past Five Years

69%

Higher than 86% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

91.6

Higher than 88% of U.S. ZIP codes

The boundary of ZIP Code 81601, in Garfield, Colorado.

The basics

Total Population

16,844

Median Age

39.1

Population Density

45.82

Home values & property tax

Median Property Tax

$3,114

Property Tax Rateyearly tax as a share of home value

0.39%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

7.32×

Higher than 95% of U.S. ZIP codes
Median Income

$109,129

Higher than 86% of U.S. ZIP codes
Median Rent

$1,877

Higher than 89% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.1%

Higher than 81% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

53%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

30%

Climate & weather

Summer Avg High (°F)

85.7

Winter Avg Low (°F)

15.5

Avg Temperature (°F)

47.6

Hot Days/yr (>90°F)

39.1

Freezing Days/yr (<32°F)

173.5

Annual Precipitation (in)

20.1

Annual Snowfall (in)

38.9

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

91.6

Higher than 88% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 81601: frequently asked questions

What is the typical home value in ZIP Code 81601?
The estimated median home value in ZIP Code 81601 today is $1,019,312, higher than 96% of U.S. ZIP codes.
How much is property tax in ZIP Code 81601?
The median annual property tax in ZIP Code 81601 is $3,114, an effective rate of 0.39% of home value.
Is ZIP Code 81601 expensive to live in?
Homes in ZIP Code 81601 cost about 7.32× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 81601?
The median gross rent in ZIP Code 81601 is $1,877 a month, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 81601?
Home prices in ZIP Code 81601 have moved 69% over the past five years (8.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 81601?
ZIP Code 81601 has a population of 16,844, about 45.82 people per square mile, per the U.S. Census American Community Survey. The median age is 39.1.
What is the weather like in ZIP Code 81601?
ZIP Code 81601 averages 47.6°F year-round, summer highs near 85.7°F, winter lows around 15.5°F (NOAA 1991–2020 normals). It sees about 38.9 inches of snow a year.
Is ZIP Code 81601 at risk of flooding or natural disasters?
ZIP Code 81601's FEMA National Risk Index score is 91.6 (higher than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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