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ZIP Code 81630

Garfield, Colorado

ZCTA 81630

Juniper

ZIP Code 81630 is in the highest 5% nationally for FEMA risk score. It also sits in the lowest 14% nationally for home price growth over five years. And it sits in the highest 26% nationally for home price against income.

Median Income

$64,875

Lower than 62% of U.S. ZIP codes
Home Price Growth, Past Five Years

36%

Lower than 86% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

97

Higher than 95% of U.S. ZIP codes

The boundary of ZIP Code 81630, in Garfield, Colorado.

The basics

Total Population

1,058

Median Age

43.4

Population Density

0.84

Home values & property tax

Median Property Tax

$566

Property Tax Rateyearly tax as a share of home value

0.21%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.15×

Higher than 74% of U.S. ZIP codes
Median Rent

$996

Near the U.S. ZIP codes median

Home prices & appreciation

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

28%

Climate & weather

Summer Avg High (°F)

86.7

Winter Avg Low (°F)

14.2

Avg Temperature (°F)

47.3

Hot Days/yr (>90°F)

37.6

Freezing Days/yr (<32°F)

188.6

Annual Precipitation (in)

17.1

Annual Snowfall (in)

54.1

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

97

Higher than 95% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 81630: frequently asked questions

How much is property tax in ZIP Code 81630?
The median annual property tax in ZIP Code 81630 is $566, an effective rate of 0.21% of home value.
Is ZIP Code 81630 expensive to live in?
Homes in ZIP Code 81630 cost about 4.15× the median household income, higher than 74% of U.S. ZIP codes.
What is the average rent in ZIP Code 81630?
The median gross rent in ZIP Code 81630 is $996 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 81630?
Home prices in ZIP Code 81630 have moved 36% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 81630?
ZIP Code 81630 has a population of 1,058, about 0.84 people per square mile, per the U.S. Census American Community Survey. The median age is 43.4.
What is the weather like in ZIP Code 81630?
ZIP Code 81630 averages 47.3°F year-round, summer highs near 86.7°F, winter lows around 14.2°F (NOAA 1991–2020 normals). It sees about 54.1 inches of snow a year.
Is ZIP Code 81630 at risk of flooding or natural disasters?
ZIP Code 81630's FEMA National Risk Index score is 97 (higher than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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