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ZIP Code 81635

Garfield, Colorado

FIPS 81635

Juniper

ZIP Code 81635 is in the top 14% nationally for HPI growth 5yr %, but in the bottom 3% nationally for FEMA risk score. It also sits in the bottom 22% nationally for price-to-income ratio. And it sits in the top 23% nationally for appreciation 1yr %.

Median Home Value

$311,200

Higher than 71% of U.S. ZIP codes

HPI Growth 5yr %

60%

Higher than 86% of U.S. ZIP codes

FEMA Risk Score

97.7

Higher than 97% of U.S. ZIP codes

The basics

Total Population

7,486

Median Age

33.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$311,200

Higher than 71%

Median Property Tax

$1,198

Effective Tax Rate

0%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.25

Higher than 78%

Median Rent

$1,108

Higher than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

60%

Higher than 86%

Appreciation 1yr %

3.2%

Higher than 77%

Pandemic Gain %

57%

Recession Drop %

-36%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

86.7

Winter Avg Low (°F)

14.2

Avg Temperature (°F)

47.3

Hot Days/yr (>90°F)

37.6

Freezing Days/yr (<32°F)

188.6

Annual Precipitation (in)

12.6

Annual Snowfall (in)

54.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

97.7

Higher than 97%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 81635: frequently asked questions

What is the median home value in ZIP Code 81635?
The median home value in ZIP Code 81635 is $311,200, higher than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 81635?
The median annual property tax in ZIP Code 81635 is $1,198, an effective rate of 0% of home value.
Is ZIP Code 81635 expensive to live in?
Homes in ZIP Code 81635 cost about 4.25× the median household income, higher than 78% of U.S. ZIP codes.
What is the average rent in ZIP Code 81635?
The median gross rent in ZIP Code 81635 is $1,108 a month, higher than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 81635?
Home prices in ZIP Code 81635 have moved 60% over the past five years (3.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 81635?
ZIP Code 81635 averages 47.3°F year-round, summer highs near 86.7°F, winter lows around 14.2°F (NOAA 1991–2020 normals). It sees about 54.1 inches of snow a year.
Is ZIP Code 81635 at risk of flooding or natural disasters?
ZIP Code 81635's FEMA National Risk Index score is 97.7 (higher than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →