The basics
Total Population
54,615
Median Age
47.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,076,500
Median Property Tax
$5,589
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.24
Median Rent
$2,571
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
46%
Appreciation 1yr %
5.1%
Pandemic Gain %
38%
Recession Drop %
-24%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.8
Winter Avg Low (°F)
49
Avg Temperature (°F)
64.9
Hot Days/yr (>90°F)
12.8
Freezing Days/yr (<32°F)
0
Annual Precipitation (in)
11.2
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
63.7
EAL Flood/Coastal per $1K
0.01
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 92646: frequently asked questions
- What is the median home value in ZIP Code 92646?
- The median home value in ZIP Code 92646 is $1,076,500, higher than 98% of U.S. ZIP codes.
- How much is property tax in ZIP Code 92646?
- The median annual property tax in ZIP Code 92646 is $5,589, an effective rate of 1% of home value.
- Is ZIP Code 92646 expensive to live in?
- Homes in ZIP Code 92646 cost about 8.24× the median household income, higher than 97% of U.S. ZIP codes.
- What is the average rent in ZIP Code 92646?
- The median gross rent in ZIP Code 92646 is $2,571 a month, higher than 98% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 92646?
- Home prices in ZIP Code 92646 have moved 46% over the past five years (5.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 92646?
- ZIP Code 92646 averages 64.9°F year-round, summer highs near 77.8°F, winter lows around 49°F (NOAA 1991–2020 normals).
- Is ZIP Code 92646 at risk of flooding or natural disasters?
- ZIP Code 92646's FEMA National Risk Index score is 63.7 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.01 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →