The basics
Total Population
20,589
Median Age
38.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$872,700
Median Property Tax
$6,414
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.85
Median Rent
$2,420
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
53%
Appreciation 1yr %
5.1%
Pandemic Gain %
40%
Recession Drop %
-34%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.8
Winter Avg Low (°F)
48.8
Avg Temperature (°F)
67.7
Hot Days/yr (>90°F)
47.3
Freezing Days/yr (<32°F)
0.1
Annual Precipitation (in)
13.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
81.6
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 92865: frequently asked questions
- What is the median home value in ZIP Code 92865?
- The median home value in ZIP Code 92865 is $872,700, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 92865?
- The median annual property tax in ZIP Code 92865 is $6,414, an effective rate of 1% of home value.
- Is ZIP Code 92865 expensive to live in?
- Homes in ZIP Code 92865 cost about 6.85× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 92865?
- The median gross rent in ZIP Code 92865 is $2,420 a month, higher than 97% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 92865?
- Home prices in ZIP Code 92865 have moved 53% over the past five years (5.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 92865?
- ZIP Code 92865 averages 67.7°F year-round, summer highs near 85.8°F, winter lows around 48.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 92865 at risk of flooding or natural disasters?
- ZIP Code 92865's FEMA National Risk Index score is 81.6 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →