The basics
Total Population
6,324
Median Age
47.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,477,900
Median Property Tax
$8,246
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
9.32
Median Rent
$2,603
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
38%
Recession Drop %
-44%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
85.8
Winter Avg Low (°F)
38.5
Avg Temperature (°F)
60.2
Hot Days/yr (>90°F)
48.2
Freezing Days/yr (<32°F)
16.1
Annual Precipitation (in)
24.9
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
95.1
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95046: frequently asked questions
- What is the median home value in ZIP Code 95046?
- The median home value in ZIP Code 95046 is $1,477,900, higher than 99% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95046?
- The median annual property tax in ZIP Code 95046 is $8,246, an effective rate of 1% of home value.
- Is ZIP Code 95046 expensive to live in?
- Homes in ZIP Code 95046 cost about 9.32× the median household income, higher than 98% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95046?
- The median gross rent in ZIP Code 95046 is $2,603 a month, higher than 98% of U.S. ZIP codes.
- What is the weather like in ZIP Code 95046?
- ZIP Code 95046 averages 60.2°F year-round, summer highs near 85.8°F, winter lows around 38.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 95046 at risk of flooding or natural disasters?
- ZIP Code 95046's FEMA National Risk Index score is 95.1 (higher than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →