The basics
Total Population
48,042
Median Age
37.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$860,900
Median Property Tax
$6,269
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
10.03
Median Rent
$2,059
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
34%
Appreciation 1yr %
0.1%
Pandemic Gain %
28%
Recession Drop %
-49%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.6
Winter Avg Low (°F)
43.8
Avg Temperature (°F)
61.5
Hot Days/yr (>90°F)
21
Freezing Days/yr (<32°F)
2.2
Annual Precipitation (in)
16.1
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
85.7
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95116: frequently asked questions
- What is the median home value in ZIP Code 95116?
- The median home value in ZIP Code 95116 is $860,900, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95116?
- The median annual property tax in ZIP Code 95116 is $6,269, an effective rate of 1% of home value.
- Is ZIP Code 95116 expensive to live in?
- Homes in ZIP Code 95116 cost about 10.03× the median household income, higher than 98% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95116?
- The median gross rent in ZIP Code 95116 is $2,059 a month, higher than 94% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95116?
- Home prices in ZIP Code 95116 have moved 34% over the past five years (0.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95116?
- ZIP Code 95116 averages 61.5°F year-round, summer highs near 81.6°F, winter lows around 43.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 95116 at risk of flooding or natural disasters?
- ZIP Code 95116's FEMA National Risk Index score is 85.7 (higher than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →