The basics
Total Population
31,179
Median Age
37.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,164,800
Median Property Tax
$9,212
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.84
Median Rent
$3,269
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
35%
Appreciation 1yr %
14%
Pandemic Gain %
22%
Recession Drop %
-27%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.5
Winter Avg Low (°F)
42.5
Avg Temperature (°F)
60.7
Hot Days/yr (>90°F)
16.3
Freezing Days/yr (<32°F)
3.2
Annual Precipitation (in)
13.5
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
90.5
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95131: frequently asked questions
- What is the median home value in ZIP Code 95131?
- The median home value in ZIP Code 95131 is $1,164,800, higher than 99% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95131?
- The median annual property tax in ZIP Code 95131 is $9,212, an effective rate of 1% of home value.
- Is ZIP Code 95131 expensive to live in?
- Homes in ZIP Code 95131 cost about 6.84× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95131?
- The median gross rent in ZIP Code 95131 is $3,269 a month, higher than 99% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95131?
- Home prices in ZIP Code 95131 have moved 35% over the past five years (14% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95131?
- ZIP Code 95131 averages 60.7°F year-round, summer highs near 80.5°F, winter lows around 42.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 95131 at risk of flooding or natural disasters?
- ZIP Code 95131's FEMA National Risk Index score is 90.5 (higher than 86% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →