Back to Explorer

ZIP Code 99003

Spokane, Washington

FIPS 99003

Juniper

ZIP Code 99003 is in the top 26% nationally for FEMA risk score, but in the bottom 11% nationally for price-to-income ratio. It also sits in the 84th percentile nationally for median home value. And it sits in the top 33% nationally for appreciation 1yr %.

Median Home Value

$428,200

Higher than 84% of U.S. ZIP codes

HPI Growth 5yr %

38%

Higher than 60% of U.S. ZIP codes

FEMA Risk Score

43.4

Lower than 74% of U.S. ZIP codes

The basics

Total Population

4,810

Median Age

50.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$428,200

Higher than 84%

Median Property Tax

$2,984

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.55

Higher than 89%

Median Rent

$907

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

38%

Higher than 60%

Appreciation 1yr %

0.35%

Higher than 67%

Pandemic Gain %

44%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

21.3

Avg Temperature (°F)

45.5

Hot Days/yr (>90°F)

21.5

Freezing Days/yr (<32°F)

174

Annual Precipitation (in)

26.7

Annual Snowfall (in)

48.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.4

Lower than 74%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 99003: frequently asked questions

What is the median home value in ZIP Code 99003?
The median home value in ZIP Code 99003 is $428,200, higher than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 99003?
The median annual property tax in ZIP Code 99003 is $2,984, an effective rate of 1% of home value.
Is ZIP Code 99003 expensive to live in?
Homes in ZIP Code 99003 cost about 5.55× the median household income, higher than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 99003?
The median gross rent in ZIP Code 99003 is $907 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 99003?
Home prices in ZIP Code 99003 have moved 38% over the past five years (0.35% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 99003?
ZIP Code 99003 averages 45.5°F year-round, summer highs near 80.5°F, winter lows around 21.3°F (NOAA 1991–2020 normals). It sees about 48.2 inches of snow a year.
Is ZIP Code 99003 at risk of flooding or natural disasters?
ZIP Code 99003's FEMA National Risk Index score is 43.4 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is heat_wave.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →