The basics
Total Population
37,813
Median Age
40
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$274,100
Median Property Tax
$4,065
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.11
Median Rent
$1,021
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
49%
Appreciation 1yr %
2.9%
Pandemic Gain %
50%
Recession Drop %
-15%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
82.5
Winter Avg Low (°F)
18.3
Avg Temperature (°F)
49.4
Hot Days/yr (>90°F)
17.7
Freezing Days/yr (<32°F)
143.6
Annual Precipitation (in)
45.2
Annual Snowfall (in)
36.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
34
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 01040: frequently asked questions
- What is the median home value in ZIP Code 01040?
- The median home value in ZIP Code 01040 is $274,100, higher than 66% of U.S. ZIP codes.
- How much is property tax in ZIP Code 01040?
- The median annual property tax in ZIP Code 01040 is $4,065, an effective rate of 1% of home value.
- Is ZIP Code 01040 expensive to live in?
- Homes in ZIP Code 01040 cost about 5.11× the median household income, higher than 86% of U.S. ZIP codes.
- What is the average rent in ZIP Code 01040?
- The median gross rent in ZIP Code 01040 is $1,021 a month, higher than 61% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 01040?
- Home prices in ZIP Code 01040 have moved 49% over the past five years (2.9% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 01040?
- ZIP Code 01040 averages 49.4°F year-round, summer highs near 82.5°F, winter lows around 18.3°F (NOAA 1991–2020 normals). It sees about 36.5 inches of snow a year.
- Is ZIP Code 01040 at risk of flooding or natural disasters?
- ZIP Code 01040's FEMA National Risk Index score is 34 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →