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ZIP Code 01089

Hampden, Massachusetts

FIPS 01089

Juniper

ZIP Code 01089 is in the top 21% nationally for FEMA risk score, but in the bottom 18% nationally for price-to-income ratio. It also sits in the 72th percentile nationally for median home value. And it sits in the top 30% nationally for appreciation 1yr %.

Median Home Value

$321,500

Higher than 72% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

37.2

Lower than 79% of U.S. ZIP codes

The basics

Total Population

28,772

Median Age

40.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$321,500

Higher than 72%

Median Property Tax

$4,380

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.63

Higher than 82%

Median Rent

$1,144

Higher than 69%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

1.3%

Higher than 70%

Pandemic Gain %

37%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

82.5

Winter Avg Low (°F)

18.3

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

17.7

Freezing Days/yr (<32°F)

143.6

Annual Precipitation (in)

50.2

Annual Snowfall (in)

51.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

37.2

Lower than 79%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 01089: frequently asked questions

What is the median home value in ZIP Code 01089?
The median home value in ZIP Code 01089 is $321,500, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 01089?
The median annual property tax in ZIP Code 01089 is $4,380, an effective rate of 1% of home value.
Is ZIP Code 01089 expensive to live in?
Homes in ZIP Code 01089 cost about 4.63× the median household income, higher than 82% of U.S. ZIP codes.
What is the average rent in ZIP Code 01089?
The median gross rent in ZIP Code 01089 is $1,144 a month, higher than 69% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 01089?
Home prices in ZIP Code 01089 have moved 45% over the past five years (1.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 01089?
ZIP Code 01089 averages 49.4°F year-round, summer highs near 82.5°F, winter lows around 18.3°F (NOAA 1991–2020 normals). It sees about 51.7 inches of snow a year.
Is ZIP Code 01089 at risk of flooding or natural disasters?
ZIP Code 01089's FEMA National Risk Index score is 37.2 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →