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ZIP Code 04096

Cumberland, Maine

FIPS 04096

Juniper

ZIP Code 04096 is in the top 4% nationally for HPI growth 5yr %, but in the bottom 10% nationally for price-to-income ratio. It also sits in the 93th percentile nationally for median home value. And it sits in the top 9% nationally for appreciation 1yr %.

Median Home Value

$639,700

Higher than 93% of U.S. ZIP codes

HPI Growth 5yr %

75%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

43.6

Lower than 74% of U.S. ZIP codes

The basics

Total Population

9,053

Median Age

43.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$639,700

Higher than 93%

Median Property Tax

$7,120

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.8

Higher than 90%

Median Rent

$1,693

Higher than 88%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

75%

Higher than 96%

Appreciation 1yr %

7.9%

Higher than 91%

Pandemic Gain %

47%

Recession Drop %

-7.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.9

Winter Avg Low (°F)

17.2

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

4.7

Freezing Days/yr (<32°F)

143.8

Annual Precipitation (in)

49.5

Annual Snowfall (in)

84

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.6

Lower than 74%

EAL Flood/Coastal per $1K

0.07

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04096: frequently asked questions

What is the median home value in ZIP Code 04096?
The median home value in ZIP Code 04096 is $639,700, higher than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 04096?
The median annual property tax in ZIP Code 04096 is $7,120, an effective rate of 1% of home value.
Is ZIP Code 04096 expensive to live in?
Homes in ZIP Code 04096 cost about 5.8× the median household income, higher than 90% of U.S. ZIP codes.
What is the average rent in ZIP Code 04096?
The median gross rent in ZIP Code 04096 is $1,693 a month, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04096?
Home prices in ZIP Code 04096 have moved 75% over the past five years (7.9% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04096?
ZIP Code 04096 averages 46.3°F year-round, summer highs near 76.9°F, winter lows around 17.2°F (NOAA 1991–2020 normals). It sees about 84 inches of snow a year.
Is ZIP Code 04096 at risk of flooding or natural disasters?
ZIP Code 04096's FEMA National Risk Index score is 43.6 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.07 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →