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ZIP Code 04103

Cumberland, Maine

ZCTA 04103

Juniper

ZIP Code 04103 is in the lowest 8% nationally for FEMA risk score. It also sits in the highest 10% nationally for home price growth over five years. And it sits in the highest 15% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$567,492

Higher than 81% of U.S. ZIP codes
Home Price Growth, Past Five Years

71%

Higher than 90% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

24.4

Lower than 92% of U.S. ZIP codes

The boundary of ZIP Code 04103, in Cumberland, Maine.

The basics

Total Population

32,024

Median Age

38.1

Population Density

3,130.62

Home values & property tax

Median Property Tax

$5,039

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.12×

Higher than 85% of U.S. ZIP codes
Median Income

$89,796

Higher than 73% of U.S. ZIP codes
Median Rent

$1,620

Higher than 81% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

0.99%

Lower than 70% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

67%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

144.1

Annual Precipitation (in)

50.5

Annual Snowfall (in)

68.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04103: frequently asked questions

What is the typical home value in ZIP Code 04103?
The estimated median home value in ZIP Code 04103 today is $567,492, higher than 81% of U.S. ZIP codes.
How much is property tax in ZIP Code 04103?
The median annual property tax in ZIP Code 04103 is $5,039, an effective rate of 1.1% of home value.
Is ZIP Code 04103 expensive to live in?
Homes in ZIP Code 04103 cost about 5.12× the median household income, higher than 85% of U.S. ZIP codes.
What is the average rent in ZIP Code 04103?
The median gross rent in ZIP Code 04103 is $1,620 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04103?
Home prices in ZIP Code 04103 have moved 71% over the past five years (0.99% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04103?
ZIP Code 04103 has a population of 32,024, about 3,130.62 people per square mile, per the U.S. Census American Community Survey. The median age is 38.1.
What is the weather like in ZIP Code 04103?
ZIP Code 04103 averages 47.5°F year-round, summer highs near 77.3°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
Is ZIP Code 04103 at risk of flooding or natural disasters?
ZIP Code 04103's FEMA National Risk Index score is 24.4 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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