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ZIP Code 04102

Cumberland, Maine

FIPS 04102

Juniper

ZIP Code 04102 is in the top 9% nationally for FEMA risk score, but in the bottom 8% nationally for price-to-income ratio. It also sits in the top 10% nationally for HPI growth 5yr %. And it sits in the 88th percentile nationally for median home value.

Median Home Value

$503,500

Higher than 88% of U.S. ZIP codes

HPI Growth 5yr %

64%

Higher than 90% of U.S. ZIP codes

FEMA Risk Score

18.4

Lower than 91% of U.S. ZIP codes

The basics

Total Population

17,267

Median Age

38.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$503,500

Higher than 88%

Median Property Tax

$5,708

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.08

Higher than 92%

Median Rent

$1,543

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

64%

Higher than 90%

Appreciation 1yr %

4.7%

Higher than 82%

Pandemic Gain %

60%

Recession Drop %

-12%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

144.1

Annual Precipitation (in)

48.1

Annual Snowfall (in)

68.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

18.4

Lower than 91%

EAL Flood/Coastal per $1K

0.03

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04102: frequently asked questions

What is the median home value in ZIP Code 04102?
The median home value in ZIP Code 04102 is $503,500, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 04102?
The median annual property tax in ZIP Code 04102 is $5,708, an effective rate of 1% of home value.
Is ZIP Code 04102 expensive to live in?
Homes in ZIP Code 04102 cost about 6.08× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 04102?
The median gross rent in ZIP Code 04102 is $1,543 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04102?
Home prices in ZIP Code 04102 have moved 64% over the past five years (4.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04102?
ZIP Code 04102 averages 47.5°F year-round, summer highs near 77.3°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
Is ZIP Code 04102 at risk of flooding or natural disasters?
ZIP Code 04102's FEMA National Risk Index score is 18.4 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.03 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →