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ZIP Code 04105

Cumberland, Maine

ZCTA 04105

Juniper

ZIP Code 04105 is in the lowest 5% nationally for FEMA risk score. It also sits in the highest 4% nationally for median income. And it sits in the highest 5% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$926,227

Higher than 95% of U.S. ZIP codes
Home Price Growth, Past Five Years

63%

Higher than 77% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

18.2

Lower than 95% of U.S. ZIP codes

The boundary of ZIP Code 04105, in Cumberland, Maine.

The basics

Total Population

12,755

Median Age

47

Population Density

435.42

Home values & property tax

Median Property Tax

$7,742

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.09×

Higher than 85% of U.S. ZIP codes
Median Income

$150,919

Higher than 96% of U.S. ZIP codes
Median Rent

$2,120

Higher than 94% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.1%

Lower than 82% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

54%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

8.2%

Climate & weather

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

144.1

Annual Precipitation (in)

50.5

Annual Snowfall (in)

68.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04105: frequently asked questions

What is the typical home value in ZIP Code 04105?
The estimated median home value in ZIP Code 04105 today is $926,227, higher than 95% of U.S. ZIP codes.
How much is property tax in ZIP Code 04105?
The median annual property tax in ZIP Code 04105 is $7,742, an effective rate of 1% of home value.
Is ZIP Code 04105 expensive to live in?
Homes in ZIP Code 04105 cost about 5.09× the median household income, higher than 85% of U.S. ZIP codes.
What is the average rent in ZIP Code 04105?
The median gross rent in ZIP Code 04105 is $2,120 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04105?
Home prices in ZIP Code 04105 have moved 63% over the past five years (-1.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04105?
ZIP Code 04105 has a population of 12,755, about 435.42 people per square mile, per the U.S. Census American Community Survey. The median age is 47.
What is the weather like in ZIP Code 04105?
ZIP Code 04105 averages 47.5°F year-round, summer highs near 77.3°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
Is ZIP Code 04105 at risk of flooding or natural disasters?
ZIP Code 04105's FEMA National Risk Index score is 18.2 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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