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ZIP Code 04106

Cumberland, Maine

ZCTA 04106

Juniper

ZIP Code 04106 is in the lowest 6% nationally for FEMA risk score. It also sits in the highest 13% nationally for median rent. And it sits in the highest 15% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$544,051

Higher than 79% of U.S. ZIP codes
Home Price Growth, Past Five Years

66%

Higher than 82% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

19.9

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 04106, in Cumberland, Maine.

The basics

Total Population

27,019

Median Age

41.1

Population Density

2,224.17

Home values & property tax

Median Property Tax

$4,343

Property Tax Rateyearly tax as a share of home value

0.99%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.09×

Higher than 85% of U.S. ZIP codes
Median Income

$86,188

Higher than 69% of U.S. ZIP codes
Median Rent

$1,812

Higher than 87% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.3%

Higher than 57% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

57%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

144.1

Annual Precipitation (in)

48.1

Annual Snowfall (in)

68.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.06

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04106: frequently asked questions

What is the typical home value in ZIP Code 04106?
The estimated median home value in ZIP Code 04106 today is $544,051, higher than 79% of U.S. ZIP codes.
How much is property tax in ZIP Code 04106?
The median annual property tax in ZIP Code 04106 is $4,343, an effective rate of 0.99% of home value.
Is ZIP Code 04106 expensive to live in?
Homes in ZIP Code 04106 cost about 5.09× the median household income, higher than 85% of U.S. ZIP codes.
What is the average rent in ZIP Code 04106?
The median gross rent in ZIP Code 04106 is $1,812 a month, higher than 87% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04106?
Home prices in ZIP Code 04106 have moved 66% over the past five years (4.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04106?
ZIP Code 04106 has a population of 27,019, about 2,224.17 people per square mile, per the U.S. Census American Community Survey. The median age is 41.1.
What is the weather like in ZIP Code 04106?
ZIP Code 04106 averages 47.5°F year-round, summer highs near 77.3°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
Is ZIP Code 04106 at risk of flooding or natural disasters?
ZIP Code 04106's FEMA National Risk Index score is 19.9 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.06 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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