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ZIP Code 04101

Cumberland, Maine

FIPS 04101

Juniper

ZIP Code 04101 is in the top 2% nationally for appreciation 1yr %, but in the bottom 2% nationally for price-to-income ratio. It also sits in the top 4% nationally for HPI growth 5yr %. And it sits in the 92th percentile nationally for median home value.

Median Home Value

$617,600

Higher than 92% of U.S. ZIP codes

HPI Growth 5yr %

74%

Higher than 96% of U.S. ZIP codes

FEMA Risk Score

22.2

Lower than 90% of U.S. ZIP codes

The basics

Total Population

18,431

Median Age

35.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$617,600

Higher than 92%

Median Property Tax

$6,921

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

9.67

Higher than 98%

Median Rent

$1,566

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

74%

Higher than 96%

Appreciation 1yr %

15%

Higher than 98%

Pandemic Gain %

76%

Recession Drop %

-2.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.3

Winter Avg Low (°F)

18.4

Avg Temperature (°F)

47.5

Hot Days/yr (>90°F)

5.1

Freezing Days/yr (<32°F)

144.1

Annual Precipitation (in)

48.1

Annual Snowfall (in)

68.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22.2

Lower than 90%

EAL Flood/Coastal per $1K

0.12

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04101: frequently asked questions

What is the median home value in ZIP Code 04101?
The median home value in ZIP Code 04101 is $617,600, higher than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 04101?
The median annual property tax in ZIP Code 04101 is $6,921, an effective rate of 1% of home value.
Is ZIP Code 04101 expensive to live in?
Homes in ZIP Code 04101 cost about 9.67× the median household income, higher than 98% of U.S. ZIP codes.
What is the average rent in ZIP Code 04101?
The median gross rent in ZIP Code 04101 is $1,566 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04101?
Home prices in ZIP Code 04101 have moved 74% over the past five years (15% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04101?
ZIP Code 04101 averages 47.5°F year-round, summer highs near 77.3°F, winter lows around 18.4°F (NOAA 1991–2020 normals). It sees about 68.7 inches of snow a year.
Is ZIP Code 04101 at risk of flooding or natural disasters?
ZIP Code 04101's FEMA National Risk Index score is 22.2 (lower than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.12 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →