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ZIP Code 20609

St. Mary's, Maryland

FIPS 20609

Juniper

ZIP Code 20609 is in the top 9% nationally for FEMA risk score, but in the bottom 16% nationally for price-to-income ratio. It also sits in the 91th percentile nationally for median home value.

Median Home Value

$568,400

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

18.6

Lower than 91% of U.S. ZIP codes

The basics

Total Population

714

Median Age

59.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$568,400

Higher than 91%

Median Property Tax

$4,436

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.81

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

24%

Recession Drop %

-30%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

26.5

Avg Temperature (°F)

55.2

Hot Days/yr (>90°F)

15.8

Freezing Days/yr (<32°F)

97.5

Annual Precipitation (in)

46.6

Annual Snowfall (in)

15.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

18.6

Lower than 91%

EAL Flood/Coastal per $1K

0.12

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 20609: frequently asked questions

What is the median home value in ZIP Code 20609?
The median home value in ZIP Code 20609 is $568,400, higher than 91% of U.S. ZIP codes.
How much is property tax in ZIP Code 20609?
The median annual property tax in ZIP Code 20609 is $4,436, an effective rate of 1% of home value.
Is ZIP Code 20609 expensive to live in?
Homes in ZIP Code 20609 cost about 4.81× the median household income, higher than 84% of U.S. ZIP codes.
What is the weather like in ZIP Code 20609?
ZIP Code 20609 averages 55.2°F year-round, summer highs near 83.4°F, winter lows around 26.5°F (NOAA 1991–2020 normals). It sees about 15.1 inches of snow a year.
Is ZIP Code 20609 at risk of flooding or natural disasters?
ZIP Code 20609's FEMA National Risk Index score is 18.6 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.12 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →