The basics
Total Population
745
Median Age
58.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$382,100
Higher than 80%
Median Property Tax
$3,449
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5
Higher than 85%
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-36%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.3
Winter Avg Low (°F)
24.1
Avg Temperature (°F)
53
Hot Days/yr (>90°F)
17.7
Freezing Days/yr (<32°F)
114.2
Annual Precipitation (in)
48.9
Annual Snowfall (in)
27.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
34.9
Lower than 81%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 21778: frequently asked questions
- What is the median home value in ZIP Code 21778?
- The median home value in ZIP Code 21778 is $382,100, higher than 80% of U.S. ZIP codes.
- How much is property tax in ZIP Code 21778?
- The median annual property tax in ZIP Code 21778 is $3,449, an effective rate of 1% of home value.
- Is ZIP Code 21778 expensive to live in?
- Homes in ZIP Code 21778 cost about 5× the median household income, higher than 85% of U.S. ZIP codes.
- What is the weather like in ZIP Code 21778?
- ZIP Code 21778 averages 53°F year-round, summer highs near 83.3°F, winter lows around 24.1°F (NOAA 1991–2020 normals). It sees about 27.5 inches of snow a year.
- Is ZIP Code 21778 at risk of flooding or natural disasters?
- ZIP Code 21778's FEMA National Risk Index score is 34.9 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →