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ZIP Code 21798

Frederick, Maryland

ZCTA 21798

Juniper

ZIP Code 21798 is in the lowest 4% nationally for FEMA risk score. It also sits in the highest 8% nationally for home price growth over the past year. And it sits in the highest 11% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$551,632

Higher than 80% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

17

Lower than 96% of U.S. ZIP codes

The boundary of ZIP Code 21798, in Frederick, Maryland.

The basics

Total Population

2,928

Median Age

41.3

Population Density

179.65

Home values & property tax

Median Property Tax

$4,570

Property Tax Rateyearly tax as a share of home value

0.92%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.27×

Higher than 76% of U.S. ZIP codes
Median Income

$116,607

Higher than 89% of U.S. ZIP codes
Median Rent

$1,406

Higher than 74% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

13%

Higher than 92% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

39%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

33%

Climate & weather

Summer Avg High (°F)

83.3

Winter Avg Low (°F)

24.1

Avg Temperature (°F)

53

Hot Days/yr (>90°F)

17.7

Freezing Days/yr (<32°F)

114.2

Annual Precipitation (in)

46.6

Annual Snowfall (in)

27.5

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

17

Lower than 96% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 21798: frequently asked questions

What is the typical home value in ZIP Code 21798?
The estimated median home value in ZIP Code 21798 today is $551,632, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 21798?
The median annual property tax in ZIP Code 21798 is $4,570, an effective rate of 0.92% of home value.
Is ZIP Code 21798 expensive to live in?
Homes in ZIP Code 21798 cost about 4.27× the median household income, higher than 76% of U.S. ZIP codes.
What is the average rent in ZIP Code 21798?
The median gross rent in ZIP Code 21798 is $1,406 a month, higher than 74% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 21798?
Home prices in ZIP Code 21798 have moved 54% over the past five years (13% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 21798?
ZIP Code 21798 has a population of 2,928, about 179.65 people per square mile, per the U.S. Census American Community Survey. The median age is 41.3.
What is the weather like in ZIP Code 21798?
ZIP Code 21798 averages 53°F year-round, summer highs near 83.3°F, winter lows around 24.1°F (NOAA 1991–2020 normals). It sees about 27.5 inches of snow a year.
Is ZIP Code 21798 at risk of flooding or natural disasters?
ZIP Code 21798's FEMA National Risk Index score is 17 (lower than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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