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ZIP Code 28445

Onslow, North Carolina

ZCTA 28445

Juniper

ZIP Code 28445 is in the highest 6% nationally for FEMA risk score. It also sits in the highest 6% nationally for home price growth over five years. And it sits in the highest 20% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$458,554

Higher than 69% of U.S. ZIP codes
Home Price Growth, Past Five Years

77%

Higher than 94% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

95.7

Higher than 94% of U.S. ZIP codes

The boundary of ZIP Code 28445, in Onslow, North Carolina.

The basics

Total Population

10,797

Median Age

41.2

Population Density

104.07

Home values & property tax

Median Property Tax

$2,575

Property Tax Rateyearly tax as a share of home value

0.67%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.6×

Higher than 80% of U.S. ZIP codes
Median Income

$84,016

Higher than 67% of U.S. ZIP codes
Median Rent

$1,151

Higher than 61% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

2.2%

Lower than 61% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

64%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

28%

Climate & weather

Summer Avg High (°F)

86.1

Winter Avg Low (°F)

35.1

Avg Temperature (°F)

62.1

Hot Days/yr (>90°F)

23.4

Freezing Days/yr (<32°F)

60.5

Annual Precipitation (in)

55.2

Annual Snowfall (in)

0.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.71

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 28445: frequently asked questions

What is the typical home value in ZIP Code 28445?
The estimated median home value in ZIP Code 28445 today is $458,554, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 28445?
The median annual property tax in ZIP Code 28445 is $2,575, an effective rate of 0.67% of home value.
Is ZIP Code 28445 expensive to live in?
Homes in ZIP Code 28445 cost about 4.6× the median household income, higher than 80% of U.S. ZIP codes.
What is the average rent in ZIP Code 28445?
The median gross rent in ZIP Code 28445 is $1,151 a month, higher than 61% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28445?
Home prices in ZIP Code 28445 have moved 77% over the past five years (2.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 28445?
ZIP Code 28445 has a population of 10,797, about 104.07 people per square mile, per the U.S. Census American Community Survey. The median age is 41.2.
What is the weather like in ZIP Code 28445?
ZIP Code 28445 averages 62.1°F year-round, summer highs near 86.1°F, winter lows around 35.1°F (NOAA 1991–2020 normals). It sees about 0.6 inches of snow a year.
Is ZIP Code 28445 at risk of flooding or natural disasters?
ZIP Code 28445's FEMA National Risk Index score is 95.7 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is $0.71 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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