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ZIP Code 28539

Onslow, North Carolina

ZCTA 28539

Juniper

ZIP Code 28539 is in the highest 22% nationally for FEMA risk score. It also sits in the lowest 17% nationally for home price growth over the past year. And it sits in the lowest 33% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$271,138

Lower than 67% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Higher than 56% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

85

Higher than 78% of U.S. ZIP codes

The boundary of ZIP Code 28539, in Onslow, North Carolina.

The basics

Total Population

18,351

Median Age

33.1

Population Density

238.07

Home values & property tax

Median Property Tax

$1,344

Property Tax Rateyearly tax as a share of home value

0.58%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.44×

Higher than 59% of U.S. ZIP codes
Median Income

$66,976

Lower than 58% of U.S. ZIP codes
Median Rent

$1,195

Higher than 64% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.5%

Lower than 83% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

53%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

8.9%

Climate & weather

Summer Avg High (°F)

87.9

Winter Avg Low (°F)

37

Avg Temperature (°F)

63.6

Hot Days/yr (>90°F)

43.8

Freezing Days/yr (<32°F)

42.7

Annual Precipitation (in)

57.5

Annual Snowfall (in)

0.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 28539: frequently asked questions

What is the typical home value in ZIP Code 28539?
The estimated median home value in ZIP Code 28539 today is $271,138, lower than 67% of U.S. ZIP codes.
How much is property tax in ZIP Code 28539?
The median annual property tax in ZIP Code 28539 is $1,344, an effective rate of 0.58% of home value.
Is ZIP Code 28539 expensive to live in?
Homes in ZIP Code 28539 cost about 3.44× the median household income, higher than 59% of U.S. ZIP codes.
What is the average rent in ZIP Code 28539?
The median gross rent in ZIP Code 28539 is $1,195 a month, higher than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28539?
Home prices in ZIP Code 28539 have moved 54% over the past five years (-1.5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 28539?
ZIP Code 28539 has a population of 18,351, about 238.07 people per square mile, per the U.S. Census American Community Survey. The median age is 33.1.
What is the weather like in ZIP Code 28539?
ZIP Code 28539 averages 63.6°F year-round, summer highs near 87.9°F, winter lows around 37°F (NOAA 1991–2020 normals). It sees about 0.6 inches of snow a year.
Is ZIP Code 28539 at risk of flooding or natural disasters?
ZIP Code 28539's FEMA National Risk Index score is 85 (higher than 78% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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