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ZIP Code 28540

Onslow, North Carolina

ZCTA 28540

Juniper

ZIP Code 28540 is in the highest 10% nationally for FEMA risk score. It also sits in the highest 9% nationally for home price growth over five years. And it sits in the highest 19% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$296,135

Lower than 60% of U.S. ZIP codes
Home Price Growth, Past Five Years

73%

Higher than 91% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

93.5

Higher than 90% of U.S. ZIP codes

The boundary of ZIP Code 28540, in Onslow, North Carolina.

The basics

Total Population

49,141

Median Age

30.2

Population Density

445.47

Home values & property tax

Median Property Tax

$1,513

Property Tax Rateyearly tax as a share of home value

0.68%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.41×

Higher than 58% of U.S. ZIP codes
Median Income

$65,625

Lower than 61% of U.S. ZIP codes
Median Rent

$1,091

Higher than 56% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

8.1%

Higher than 81% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

51%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

6.7%

Climate & weather

Summer Avg High (°F)

88.4

Winter Avg Low (°F)

34.1

Avg Temperature (°F)

62.5

Hot Days/yr (>90°F)

56.3

Freezing Days/yr (<32°F)

63.1

Annual Precipitation (in)

58.9

Annual Snowfall (in)

0.6

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 28540: frequently asked questions

What is the typical home value in ZIP Code 28540?
The estimated median home value in ZIP Code 28540 today is $296,135, lower than 60% of U.S. ZIP codes.
How much is property tax in ZIP Code 28540?
The median annual property tax in ZIP Code 28540 is $1,513, an effective rate of 0.68% of home value.
Is ZIP Code 28540 expensive to live in?
Homes in ZIP Code 28540 cost about 3.41× the median household income, higher than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 28540?
The median gross rent in ZIP Code 28540 is $1,091 a month, higher than 56% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 28540?
Home prices in ZIP Code 28540 have moved 73% over the past five years (8.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 28540?
ZIP Code 28540 has a population of 49,141, about 445.47 people per square mile, per the U.S. Census American Community Survey. The median age is 30.2.
What is the weather like in ZIP Code 28540?
ZIP Code 28540 averages 62.5°F year-round, summer highs near 88.4°F, winter lows around 34.1°F (NOAA 1991–2020 normals). It sees about 0.6 inches of snow a year.
Is ZIP Code 28540 at risk of flooding or natural disasters?
ZIP Code 28540's FEMA National Risk Index score is 93.5 (higher than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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