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ZIP Code 46536

St. Joseph, Indiana

ZCTA 46536

Juniper

ZIP Code 46536 is in the lowest 21% nationally for FEMA risk score. It also sits in the lowest 16% nationally for home price growth over the past year. And it sits in the lowest 34% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$276,414

Lower than 65% of U.S. ZIP codes
Home Price Growth, Past Five Years

51%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

40.3

Lower than 79% of U.S. ZIP codes

The boundary of ZIP Code 46536, in St. Joseph, Indiana.

The basics

Total Population

2,964

Median Age

42.9

Population Density

101.27

Home values & property tax

Median Property Tax

$1,693

Property Tax Rateyearly tax as a share of home value

0.75%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.89×

Lower than 58% of U.S. ZIP codes
Median Income

$78,448

Higher than 60% of U.S. ZIP codes
Median Rent

$877

Lower than 66% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-1.7%

Lower than 84% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

46%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

9.8%

Climate & weather

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

17.7

Avg Temperature (°F)

48.5

Hot Days/yr (>90°F)

7.3

Freezing Days/yr (<32°F)

140.2

Annual Precipitation (in)

41.9

Annual Snowfall (in)

36.6

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

40.3

Lower than 79% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46536: frequently asked questions

What is the typical home value in ZIP Code 46536?
The estimated median home value in ZIP Code 46536 today is $276,414, lower than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 46536?
The median annual property tax in ZIP Code 46536 is $1,693, an effective rate of 0.75% of home value.
Is ZIP Code 46536 expensive to live in?
Homes in ZIP Code 46536 cost about 2.89× the median household income, lower than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 46536?
The median gross rent in ZIP Code 46536 is $877 a month, lower than 66% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46536?
Home prices in ZIP Code 46536 have moved 51% over the past five years (-1.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46536?
ZIP Code 46536 has a population of 2,964, about 101.27 people per square mile, per the U.S. Census American Community Survey. The median age is 42.9.
What is the weather like in ZIP Code 46536?
ZIP Code 46536 averages 48.5°F year-round, summer highs near 80.5°F, winter lows around 17.7°F (NOAA 1991–2020 normals). It sees about 36.6 inches of snow a year.
Is ZIP Code 46536 at risk of flooding or natural disasters?
ZIP Code 46536's FEMA National Risk Index score is 40.3 (lower than 79% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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