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ZIP Code 46601

St. Joseph, Indiana

FIPS 46601

Juniper

ZIP Code 46601 is in the top 2% nationally for HPI growth 5yr %, but in the bottom 17% nationally for price-to-income ratio. It also sits in the top 7% nationally for FEMA risk score. And it sits in the 31th percentile nationally for median home value.

Median Home Value

$145,000

Lower than 69% of U.S. ZIP codes

HPI Growth 5yr %

79%

Higher than 98% of U.S. ZIP codes

FEMA Risk Score

13.8

Lower than 93% of U.S. ZIP codes

The basics

Total Population

4,800

Median Age

39.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$145,000

Lower than 69%

Median Property Tax

$1,314

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.71

Higher than 83%

Median Rent

$866

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

79%

Higher than 98%

Appreciation 1yr %

-2.2%

Higher than 62%

Pandemic Gain %

44%

Recession Drop %

-8.5%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

19.7

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

16.8

Freezing Days/yr (<32°F)

133

Annual Precipitation (in)

40.9

Annual Snowfall (in)

49.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

13.8

Lower than 93%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 46601: frequently asked questions

What is the median home value in ZIP Code 46601?
The median home value in ZIP Code 46601 is $145,000, lower than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 46601?
The median annual property tax in ZIP Code 46601 is $1,314, an effective rate of 1% of home value.
Is ZIP Code 46601 expensive to live in?
Homes in ZIP Code 46601 cost about 4.71× the median household income, higher than 83% of U.S. ZIP codes.
What is the average rent in ZIP Code 46601?
The median gross rent in ZIP Code 46601 is $866 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 46601?
Home prices in ZIP Code 46601 have moved 79% over the past five years (-2.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 46601?
ZIP Code 46601 averages 49.8°F year-round, summer highs near 81.4°F, winter lows around 19.7°F (NOAA 1991–2020 normals). It sees about 49.9 inches of snow a year.
Is ZIP Code 46601 at risk of flooding or natural disasters?
ZIP Code 46601's FEMA National Risk Index score is 13.8 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →