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ZIP Code 46601

St. Joseph, Indiana

ZCTA 46601

Juniper

ZIP Code 46601 is in the lowest 2% nationally for FEMA risk score. It also sits in the lowest 2% nationally for median income. And it sits in the highest 5% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$191,107

Lower than 88% of U.S. ZIP codes
Home Price Growth, Past Five Years

79%

Higher than 95% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

12.2

Lower than 98% of U.S. ZIP codes

The boundary of ZIP Code 46601, in St. Joseph, Indiana.

The basics

Total Population

4,800

Median Age

39.1

Population Density

2,439.15

Home values & property tax

Median Property Tax

$1,314

Property Tax Rateyearly tax as a share of home value

0.91%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.71×

Higher than 81% of U.S. ZIP codes
Median Income

$30,789

Lower than 98% of U.S. ZIP codes
Median Rent

$866

Lower than 68% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-2.2%

Lower than 86% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

44%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

8.5%

Climate & weather

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

19.7

Avg Temperature (°F)

49.8

Hot Days/yr (>90°F)

16.8

Freezing Days/yr (<32°F)

133

Annual Precipitation (in)

40.9

Annual Snowfall (in)

49.9

Flood & disaster risk

FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

12.2

Lower than 98% of U.S. ZIP codes

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 46601: frequently asked questions

What is the typical home value in ZIP Code 46601?
The estimated median home value in ZIP Code 46601 today is $191,107, lower than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 46601?
The median annual property tax in ZIP Code 46601 is $1,314, an effective rate of 0.91% of home value.
Is ZIP Code 46601 expensive to live in?
Homes in ZIP Code 46601 cost about 4.71× the median household income, higher than 81% of U.S. ZIP codes.
What is the average rent in ZIP Code 46601?
The median gross rent in ZIP Code 46601 is $866 a month, lower than 68% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 46601?
Home prices in ZIP Code 46601 have moved 79% over the past five years (-2.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 46601?
ZIP Code 46601 has a population of 4,800, about 2,439.15 people per square mile, per the U.S. Census American Community Survey. The median age is 39.1.
What is the weather like in ZIP Code 46601?
ZIP Code 46601 averages 49.8°F year-round, summer highs near 81.4°F, winter lows around 19.7°F (NOAA 1991–2020 normals). It sees about 49.9 inches of snow a year.
Is ZIP Code 46601 at risk of flooding or natural disasters?
ZIP Code 46601's FEMA National Risk Index score is 12.2 (lower than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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