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ZIP Code 49423

Ottawa, Michigan

FIPS 49423

Juniper

ZIP Code 49423 is in the top 11% nationally for FEMA risk score, but in the bottom 37% nationally for price-to-income ratio. It also sits in the top 11% nationally for HPI growth 5yr %. And it sits in the top 19% nationally for appreciation 1yr %.

Median Home Value

$278,000

Higher than 66% of U.S. ZIP codes

HPI Growth 5yr %

63%

Higher than 89% of U.S. ZIP codes

FEMA Risk Score

22.9

Lower than 89% of U.S. ZIP codes

The basics

Total Population

47,060

Median Age

34.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$278,000

Higher than 66%

Median Property Tax

$3,213

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.4

Higher than 63%

Median Rent

$1,197

Higher than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

63%

Higher than 89%

Appreciation 1yr %

4.3%

Higher than 81%

Pandemic Gain %

50%

Recession Drop %

-23%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80

Winter Avg Low (°F)

22.2

Avg Temperature (°F)

49.3

Hot Days/yr (>90°F)

8.4

Freezing Days/yr (<32°F)

122.7

Annual Precipitation (in)

34.8

Annual Snowfall (in)

109

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

22.9

Lower than 89%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49423: frequently asked questions

What is the median home value in ZIP Code 49423?
The median home value in ZIP Code 49423 is $278,000, higher than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 49423?
The median annual property tax in ZIP Code 49423 is $3,213, an effective rate of 1% of home value.
Is ZIP Code 49423 expensive to live in?
Homes in ZIP Code 49423 cost about 3.4× the median household income, higher than 63% of U.S. ZIP codes.
What is the average rent in ZIP Code 49423?
The median gross rent in ZIP Code 49423 is $1,197 a month, higher than 72% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49423?
Home prices in ZIP Code 49423 have moved 63% over the past five years (4.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49423?
ZIP Code 49423 averages 49.3°F year-round, summer highs near 80°F, winter lows around 22.2°F (NOAA 1991–2020 normals). It sees about 109 inches of snow a year.
Is ZIP Code 49423 at risk of flooding or natural disasters?
ZIP Code 49423's FEMA National Risk Index score is 22.9 (lower than 89% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →