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ZIP Code 49428

Ottawa, Michigan

FIPS 49428

Juniper

ZIP Code 49428 is in the top 7% nationally for FEMA risk score. It also sits in the 88th percentile nationally for median rent. And it sits in the top 16% nationally for HPI growth 5yr %.

Median Home Value

$307,500

Higher than 71% of U.S. ZIP codes

HPI Growth 5yr %

58%

Higher than 84% of U.S. ZIP codes

FEMA Risk Score

14.7

Lower than 93% of U.S. ZIP codes

The basics

Total Population

28,209

Median Age

37.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$307,500

Higher than 71%

Median Property Tax

$2,739

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.07

Near median

Median Rent

$1,729

Higher than 88%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

58%

Higher than 84%

Appreciation 1yr %

3.2%

Higher than 77%

Pandemic Gain %

50%

Recession Drop %

-18%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

19.3

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

8.8

Freezing Days/yr (<32°F)

142.9

Annual Precipitation (in)

42.7

Annual Snowfall (in)

74.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

14.7

Lower than 93%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49428: frequently asked questions

What is the median home value in ZIP Code 49428?
The median home value in ZIP Code 49428 is $307,500, higher than 71% of U.S. ZIP codes.
How much is property tax in ZIP Code 49428?
The median annual property tax in ZIP Code 49428 is $2,739, an effective rate of 1% of home value.
Is ZIP Code 49428 expensive to live in?
Homes in ZIP Code 49428 cost about 3.07× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 49428?
The median gross rent in ZIP Code 49428 is $1,729 a month, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49428?
Home prices in ZIP Code 49428 have moved 58% over the past five years (3.2% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49428?
ZIP Code 49428 averages 48°F year-round, summer highs near 80.5°F, winter lows around 19.3°F (NOAA 1991–2020 normals). It sees about 74.9 inches of snow a year.
Is ZIP Code 49428 at risk of flooding or natural disasters?
ZIP Code 49428's FEMA National Risk Index score is 14.7 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →