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ZIP Code 49428

Ottawa, Michigan

ZCTA 49428

Juniper

ZIP Code 49428 is in the lowest 3% nationally for FEMA risk score. It also sits in the highest 15% nationally for median rent. And it sits in the highest 19% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$368,023

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

58%

Higher than 66% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

14.7

Lower than 97% of U.S. ZIP codes

The boundary of ZIP Code 49428, in Ottawa, Michigan.

The basics

Total Population

28,209

Median Age

37.7

Population Density

1,756.07

Home values & property tax

Median Property Tax

$2,739

Property Tax Rateyearly tax as a share of home value

0.89%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.07×

Near the U.S. ZIP codes median
Median Income

$100,225

Higher than 81% of U.S. ZIP codes
Median Rent

$1,729

Higher than 85% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

3.2%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

50%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

18%

Climate & weather

Summer Avg High (°F)

80.5

Winter Avg Low (°F)

19.3

Avg Temperature (°F)

48

Hot Days/yr (>90°F)

8.8

Freezing Days/yr (<32°F)

142.9

Annual Precipitation (in)

42.7

Annual Snowfall (in)

74.9

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 49428: frequently asked questions

What is the typical home value in ZIP Code 49428?
The estimated median home value in ZIP Code 49428 today is $368,023, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 49428?
The median annual property tax in ZIP Code 49428 is $2,739, an effective rate of 0.89% of home value.
Is ZIP Code 49428 expensive to live in?
Homes in ZIP Code 49428 cost about 3.07× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 49428?
The median gross rent in ZIP Code 49428 is $1,729 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49428?
Home prices in ZIP Code 49428 have moved 58% over the past five years (3.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 49428?
ZIP Code 49428 has a population of 28,209, about 1,756.07 people per square mile, per the U.S. Census American Community Survey. The median age is 37.7.
What is the weather like in ZIP Code 49428?
ZIP Code 49428 averages 48°F year-round, summer highs near 80.5°F, winter lows around 19.3°F (NOAA 1991–2020 normals). It sees about 74.9 inches of snow a year.
Is ZIP Code 49428 at risk of flooding or natural disasters?
ZIP Code 49428's FEMA National Risk Index score is 14.7 (lower than 97% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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