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ZIP Code 49460

Ottawa, Michigan

ZCTA 49460

Juniper

ZIP Code 49460 is in the lowest 19% nationally for FEMA risk score. It also sits in the lowest 12% nationally for home price growth over the past year. And it sits in the highest 18% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$435,887

Higher than 66% of U.S. ZIP codes
Home Price Growth, Past Five Years

54%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

37.7

Lower than 81% of U.S. ZIP codes

The boundary of ZIP Code 49460, in Ottawa, Michigan.

The basics

Total Population

8,894

Median Age

39

Population Density

171.83

Home values & property tax

Median Property Tax

$3,697

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.61×

Higher than 64% of U.S. ZIP codes
Median Income

$101,966

Higher than 82% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-2.6%

Lower than 88% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

37%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

78.4

Winter Avg Low (°F)

21.3

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

2.6

Freezing Days/yr (<32°F)

134

Annual Precipitation (in)

38.9

Annual Snowfall (in)

87.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 49460: frequently asked questions

What is the typical home value in ZIP Code 49460?
The estimated median home value in ZIP Code 49460 today is $435,887, higher than 66% of U.S. ZIP codes.
How much is property tax in ZIP Code 49460?
The median annual property tax in ZIP Code 49460 is $3,697, an effective rate of 1% of home value.
Is ZIP Code 49460 expensive to live in?
Homes in ZIP Code 49460 cost about 3.61× the median household income, higher than 64% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49460?
Home prices in ZIP Code 49460 have moved 54% over the past five years (-2.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 49460?
ZIP Code 49460 has a population of 8,894, about 171.83 people per square mile, per the U.S. Census American Community Survey. The median age is 39.
What is the weather like in ZIP Code 49460?
ZIP Code 49460 averages 48.3°F year-round, summer highs near 78.4°F, winter lows around 21.3°F (NOAA 1991–2020 normals). It sees about 87.2 inches of snow a year.
Is ZIP Code 49460 at risk of flooding or natural disasters?
ZIP Code 49460's FEMA National Risk Index score is 37.7 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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