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ZIP Code 49448

Ottawa, Michigan

FIPS 49448

Juniper

ZIP Code 49448 is in the top 16% nationally for FEMA risk score, but in the bottom 35% nationally for price-to-income ratio. It also sits in the top 23% nationally for appreciation 1yr %. And it sits in the top 28% nationally for HPI growth 5yr %.

Median Home Value

$301,300

Higher than 70% of U.S. ZIP codes

HPI Growth 5yr %

49%

Higher than 72% of U.S. ZIP codes

FEMA Risk Score

31.8

Lower than 84% of U.S. ZIP codes

The basics

Total Population

4,374

Median Age

39

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$301,300

Higher than 70%

Median Property Tax

$3,136

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.48

Higher than 65%

Median Rent

$778

Lower than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

49%

Higher than 72%

Appreciation 1yr %

3.4%

Higher than 77%

Pandemic Gain %

54%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.4

Winter Avg Low (°F)

21.3

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

2.6

Freezing Days/yr (<32°F)

134

Annual Precipitation (in)

37.6

Annual Snowfall (in)

87.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

31.8

Lower than 84%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49448: frequently asked questions

What is the median home value in ZIP Code 49448?
The median home value in ZIP Code 49448 is $301,300, higher than 70% of U.S. ZIP codes.
How much is property tax in ZIP Code 49448?
The median annual property tax in ZIP Code 49448 is $3,136, an effective rate of 1% of home value.
Is ZIP Code 49448 expensive to live in?
Homes in ZIP Code 49448 cost about 3.48× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 49448?
The median gross rent in ZIP Code 49448 is $778 a month, lower than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49448?
Home prices in ZIP Code 49448 have moved 49% over the past five years (3.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49448?
ZIP Code 49448 averages 48.3°F year-round, summer highs near 78.4°F, winter lows around 21.3°F (NOAA 1991–2020 normals). It sees about 87.2 inches of snow a year.
Is ZIP Code 49448 at risk of flooding or natural disasters?
ZIP Code 49448's FEMA National Risk Index score is 31.8 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →