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ZIP Code 49435

Ottawa, Michigan

ZCTA 49435

Juniper

ZIP Code 49435 is in the lowest 36% nationally for FEMA risk score. It also sits in the highest 16% nationally for home price growth over five years. And it sits in the highest 17% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$480,717

Higher than 72% of U.S. ZIP codes
Home Price Growth, Past Five Years

67%

Higher than 84% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

54.2

Lower than 64% of U.S. ZIP codes

The boundary of ZIP Code 49435, in Ottawa, Michigan.

The basics

Total Population

3,831

Median Age

36.8

Population Density

177.63

Home values & property tax

Median Property Tax

$3,930

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.71×

Higher than 66% of U.S. ZIP codes
Median Income

$103,432

Higher than 83% of U.S. ZIP codes
Median Rent

$1,084

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

4.3%

Higher than 57% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

55%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

22%

Climate & weather

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

16.1

Avg Temperature (°F)

47.1

Hot Days/yr (>90°F)

16

Freezing Days/yr (<32°F)

167.4

Annual Precipitation (in)

42.7

Annual Snowfall (in)

48

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 49435: frequently asked questions

What is the typical home value in ZIP Code 49435?
The estimated median home value in ZIP Code 49435 today is $480,717, higher than 72% of U.S. ZIP codes.
How much is property tax in ZIP Code 49435?
The median annual property tax in ZIP Code 49435 is $3,930, an effective rate of 1% of home value.
Is ZIP Code 49435 expensive to live in?
Homes in ZIP Code 49435 cost about 3.71× the median household income, higher than 66% of U.S. ZIP codes.
What is the average rent in ZIP Code 49435?
The median gross rent in ZIP Code 49435 is $1,084 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49435?
Home prices in ZIP Code 49435 have moved 67% over the past five years (4.3% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 49435?
ZIP Code 49435 has a population of 3,831, about 177.63 people per square mile, per the U.S. Census American Community Survey. The median age is 36.8.
What is the weather like in ZIP Code 49435?
ZIP Code 49435 averages 47.1°F year-round, summer highs near 81.4°F, winter lows around 16.1°F (NOAA 1991–2020 normals). It sees about 48 inches of snow a year.
Is ZIP Code 49435 at risk of flooding or natural disasters?
ZIP Code 49435's FEMA National Risk Index score is 54.2 (lower than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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