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Ottawa County, Michigan

FIPS 26139

Juniper

Ottawa County is in the highest 17% nationally for FEMA risk score. It also sits in the highest 9% nationally for median income. And it sits in the highest 15% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$393,667

Higher than 85% of U.S. counties
Home Price Growth, Past Five Years

59%

Higher than 69% of U.S. counties
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

82.9

Higher than 83% of U.S. counties

The boundary of Ottawa County.

The basics

Total Population

301,203

Median Age

36.5

Population Density

534.5

Home values & property tax

Median Property Tax

$3,313

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.57×

Higher than 71% of U.S. counties
Median Income

$90,502

Higher than 91% of U.S. counties
Median Rent

$1,211

Higher than 84% of U.S. counties

Home prices & appreciation

Home Price Growth, Past Year

4.7%

Higher than 60% of U.S. counties
Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

18%

Climate & weather

Summer Avg High (°F)

79.3

Winter Avg Low (°F)

20.9

Avg Temperature (°F)

48.4

Hot Days/yr (>90°F)

7.7

Freezing Days/yr (<32°F)

134.6

Annual Precipitation (in)

39.7

Annual Snowfall (in)

78.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

Ottawa County: frequently asked questions

What is the typical home value in Ottawa County?
The estimated median home value in Ottawa County today is $393,667, higher than 85% of U.S. counties.
How much is property tax in Ottawa County?
The median annual property tax in Ottawa County is $3,313, an effective rate of 1% of home value.
Is Ottawa County expensive to live in?
Homes in Ottawa County cost about 3.57× the median household income, higher than 71% of U.S. counties.
What is the average rent in Ottawa County?
The median gross rent in Ottawa County is $1,211 a month, higher than 84% of U.S. counties.
How much have home prices grown in Ottawa County?
Home prices in Ottawa County have moved 59% over the past five years (4.7% in the past year), per the FHFA House Price Index.
How many people live in Ottawa County?
Ottawa County has a population of 301,203, about 534.5 people per square mile, per the U.S. Census American Community Survey. The median age is 36.5.
What is the weather like in Ottawa County?
Ottawa County averages 48.4°F year-round, summer highs near 79.3°F, winter lows around 20.9°F (NOAA 1991–2020 normals). It sees about 78.2 inches of snow a year.
Is Ottawa County at risk of flooding or natural disasters?
Ottawa County's FEMA National Risk Index score is 82.9 (higher than 83% of U.S. counties). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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