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ZIP Code 49464

Ottawa, Michigan

ZCTA 49464

Juniper

ZIP Code 49464 is in the lowest 16% nationally for FEMA risk score. It also sits in the highest 20% nationally for median income. And it sits in the highest 25% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$425,214

Higher than 65% of U.S. ZIP codes
Home Price Growth, Past Five Years

62%

Higher than 75% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

34

Lower than 84% of U.S. ZIP codes

The boundary of ZIP Code 49464, in Ottawa, Michigan.

The basics

Total Population

28,914

Median Age

38.6

Population Density

395.28

Home values & property tax

Median Property Tax

$3,513

Property Tax Rateyearly tax as a share of home value

1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.5×

Higher than 61% of U.S. ZIP codes
Median Income

$98,319

Higher than 80% of U.S. ZIP codes
Median Rent

$1,019

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

6.1%

Higher than 70% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

48%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

80

Winter Avg Low (°F)

22.2

Avg Temperature (°F)

49.3

Hot Days/yr (>90°F)

8.4

Freezing Days/yr (<32°F)

122.7

Annual Precipitation (in)

38.9

Annual Snowfall (in)

74.9

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 49464: frequently asked questions

What is the typical home value in ZIP Code 49464?
The estimated median home value in ZIP Code 49464 today is $425,214, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 49464?
The median annual property tax in ZIP Code 49464 is $3,513, an effective rate of 1% of home value.
Is ZIP Code 49464 expensive to live in?
Homes in ZIP Code 49464 cost about 3.5× the median household income, higher than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 49464?
The median gross rent in ZIP Code 49464 is $1,019 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49464?
Home prices in ZIP Code 49464 have moved 62% over the past five years (6.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 49464?
ZIP Code 49464 has a population of 28,914, about 395.28 people per square mile, per the U.S. Census American Community Survey. The median age is 38.6.
What is the weather like in ZIP Code 49464?
ZIP Code 49464 averages 49.3°F year-round, summer highs near 80°F, winter lows around 22.2°F (NOAA 1991–2020 normals). It sees about 74.9 inches of snow a year.
Is ZIP Code 49464 at risk of flooding or natural disasters?
ZIP Code 49464's FEMA National Risk Index score is 34 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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