← Back to Explorer

ZIP Code 49403

Ottawa, Michigan

ZCTA 49403

Juniper

ZIP Code 49403 is in the lowest 32% nationally for FEMA risk score. It also sits in the highest 32% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$338,727

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

53%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

50.4

Lower than 68% of U.S. ZIP codes

The boundary of ZIP Code 49403, in Ottawa, Michigan.

The basics

Total Population

2,467

Median Age

35.5

Population Density

52.68

Home values & property tax

Median Property Tax

$2,968

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.29×

Near the U.S. ZIP codes median
Median Income

$85,000

Higher than 68% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.6%

Higher than 59% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

81.4

Winter Avg Low (°F)

16.1

Avg Temperature (°F)

47.1

Hot Days/yr (>90°F)

16

Freezing Days/yr (<32°F)

167.4

Annual Precipitation (in)

38.5

Annual Snowfall (in)

48

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 49403: frequently asked questions

What is the typical home value in ZIP Code 49403?
The estimated median home value in ZIP Code 49403 today is $338,727, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 49403?
The median annual property tax in ZIP Code 49403 is $2,968, an effective rate of 1.1% of home value.
Is ZIP Code 49403 expensive to live in?
Homes in ZIP Code 49403 cost about 3.29× the median household income, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49403?
Home prices in ZIP Code 49403 have moved 53% over the past five years (4.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 49403?
ZIP Code 49403 has a population of 2,467, about 52.68 people per square mile, per the U.S. Census American Community Survey. The median age is 35.5.
What is the weather like in ZIP Code 49403?
ZIP Code 49403 averages 47.1°F year-round, summer highs near 81.4°F, winter lows around 16.1°F (NOAA 1991–2020 normals). It sees about 48 inches of snow a year.
Is ZIP Code 49403 at risk of flooding or natural disasters?
ZIP Code 49403's FEMA National Risk Index score is 50.4 (lower than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer