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ZIP Code 49404

Ottawa, Michigan

ZCTA 49404

Juniper

ZIP Code 49404 is in the lowest 31% nationally for FEMA risk score. It also sits in the highest 21% nationally for home price growth over the past year. And it sits in the highest 27% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$368,867

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

61%

Higher than 73% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

50.1

Lower than 69% of U.S. ZIP codes

The boundary of ZIP Code 49404, in Ottawa, Michigan.

The basics

Total Population

9,117

Median Age

36.3

Population Density

146.22

Home values & property tax

Median Property Tax

$3,229

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.43×

Higher than 59% of U.S. ZIP codes
Median Income

$86,096

Higher than 69% of U.S. ZIP codes
Median Rent

$975

Near the U.S. ZIP codes median

Home prices & appreciation

Home Price Growth, Past Year

7.7%

Higher than 79% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

47%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

24%

Climate & weather

Summer Avg High (°F)

78.4

Winter Avg Low (°F)

21.3

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

2.6

Freezing Days/yr (<32°F)

134

Annual Precipitation (in)

37.6

Annual Snowfall (in)

48

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 49404: frequently asked questions

What is the typical home value in ZIP Code 49404?
The estimated median home value in ZIP Code 49404 today is $368,867, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 49404?
The median annual property tax in ZIP Code 49404 is $3,229, an effective rate of 1.1% of home value.
Is ZIP Code 49404 expensive to live in?
Homes in ZIP Code 49404 cost about 3.43× the median household income, higher than 59% of U.S. ZIP codes.
What is the average rent in ZIP Code 49404?
The median gross rent in ZIP Code 49404 is $975 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 49404?
Home prices in ZIP Code 49404 have moved 61% over the past five years (7.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 49404?
ZIP Code 49404 has a population of 9,117, about 146.22 people per square mile, per the U.S. Census American Community Survey. The median age is 36.3.
What is the weather like in ZIP Code 49404?
ZIP Code 49404 averages 48.3°F year-round, summer highs near 78.4°F, winter lows around 21.3°F (NOAA 1991–2020 normals). It sees about 48 inches of snow a year.
Is ZIP Code 49404 at risk of flooding or natural disasters?
ZIP Code 49404's FEMA National Risk Index score is 50.1 (lower than 69% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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