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ZIP Code 49404

Ottawa, Michigan

FIPS 49404

Juniper

ZIP Code 49404 is in the top 9% nationally for appreciation 1yr %, but in the bottom 37% nationally for price-to-income ratio. It also sits in the top 13% nationally for HPI growth 5yr %. And it sits in the 69th percentile nationally for median home value.

Median Home Value

$295,100

Higher than 69% of U.S. ZIP codes

HPI Growth 5yr %

61%

Higher than 87% of U.S. ZIP codes

FEMA Risk Score

51.9

Lower than 65% of U.S. ZIP codes

The basics

Total Population

9,117

Median Age

36.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$295,100

Higher than 69%

Median Property Tax

$3,229

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.43

Higher than 64%

Median Rent

$975

Higher than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

61%

Higher than 87%

Appreciation 1yr %

7.7%

Higher than 91%

Pandemic Gain %

47%

Recession Drop %

-24%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

78.4

Winter Avg Low (°F)

21.3

Avg Temperature (°F)

48.3

Hot Days/yr (>90°F)

2.6

Freezing Days/yr (<32°F)

134

Annual Precipitation (in)

37.6

Annual Snowfall (in)

48

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

51.9

Lower than 65%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 49404: frequently asked questions

What is the median home value in ZIP Code 49404?
The median home value in ZIP Code 49404 is $295,100, higher than 69% of U.S. ZIP codes.
How much is property tax in ZIP Code 49404?
The median annual property tax in ZIP Code 49404 is $3,229, an effective rate of 1% of home value.
Is ZIP Code 49404 expensive to live in?
Homes in ZIP Code 49404 cost about 3.43× the median household income, higher than 64% of U.S. ZIP codes.
What is the average rent in ZIP Code 49404?
The median gross rent in ZIP Code 49404 is $975 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 49404?
Home prices in ZIP Code 49404 have moved 61% over the past five years (7.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 49404?
ZIP Code 49404 averages 48.3°F year-round, summer highs near 78.4°F, winter lows around 21.3°F (NOAA 1991–2020 normals). It sees about 48 inches of snow a year.
Is ZIP Code 49404 at risk of flooding or natural disasters?
ZIP Code 49404's FEMA National Risk Index score is 51.9 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →