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ZIP Code 98226

Whatcom, Washington

ZCTA 98226

Juniper

ZIP Code 98226 is in the highest 35% nationally for FEMA risk score. It also sits in the highest 4% nationally for home price against income. And it sits in the highest 13% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$672,503

Higher than 87% of U.S. ZIP codes
Home Price Growth, Past Five Years

53%

Near the U.S. ZIP codes median
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

76.9

Higher than 65% of U.S. ZIP codes

The boundary of ZIP Code 98226, in Whatcom, Washington.

The basics

Total Population

46,782

Median Age

41.1

Population Density

442.18

Home values & property tax

Median Property Tax

$4,439

Property Tax Rateyearly tax as a share of home value

0.73%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

7.65×

Higher than 96% of U.S. ZIP codes
Median Income

$79,375

Higher than 61% of U.S. ZIP codes
Median Rent

$1,620

Higher than 81% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

3.1%

Near the U.S. ZIP codes median
Pandemic Price Run-Up2019–20 low → 2022–23 peak

45%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

16%

Climate & weather

Summer Avg High (°F)

71.2

Winter Avg Low (°F)

34.2

Avg Temperature (°F)

51.2

Hot Days/yr (>90°F)

0.4

Freezing Days/yr (<32°F)

58.6

Annual Precipitation (in)

34.7

Annual Snowfall (in)

3.4

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98226: frequently asked questions

What is the typical home value in ZIP Code 98226?
The estimated median home value in ZIP Code 98226 today is $672,503, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 98226?
The median annual property tax in ZIP Code 98226 is $4,439, an effective rate of 0.73% of home value.
Is ZIP Code 98226 expensive to live in?
Homes in ZIP Code 98226 cost about 7.65× the median household income, higher than 96% of U.S. ZIP codes.
What is the average rent in ZIP Code 98226?
The median gross rent in ZIP Code 98226 is $1,620 a month, higher than 81% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98226?
Home prices in ZIP Code 98226 have moved 53% over the past five years (3.1% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 98226?
ZIP Code 98226 has a population of 46,782, about 442.18 people per square mile, per the U.S. Census American Community Survey. The median age is 41.1.
What is the weather like in ZIP Code 98226?
ZIP Code 98226 averages 51.2°F year-round, summer highs near 71.2°F, winter lows around 34.2°F (NOAA 1991–2020 normals). It sees about 3.4 inches of snow a year.
Is ZIP Code 98226 at risk of flooding or natural disasters?
ZIP Code 98226's FEMA National Risk Index score is 76.9 (higher than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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