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ZIP Code 98240

Whatcom, Washington

ZCTA 98240

Juniper

ZIP Code 98240 is in the lowest 40% nationally for FEMA risk score. It also sits in the lowest 6% nationally for home price growth over five years. And it sits in the highest 12% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$642,593

Higher than 86% of U.S. ZIP codes
Home Price Growth, Past Five Years

30%

Lower than 94% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

58.3

Lower than 60% of U.S. ZIP codes

The boundary of ZIP Code 98240, in Whatcom, Washington.

The basics

Total Population

3,593

Median Age

36.9

Population Density

161.43

Home values & property tax

Median Property Tax

$3,800

Property Tax Rateyearly tax as a share of home value

0.61%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.63×

Higher than 88% of U.S. ZIP codes
Median Income

$110,116

Higher than 87% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-18%

Pandemic Price Run-Up2019–20 low → 2022–23 peak

42%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

71.3

Winter Avg Low (°F)

34.2

Avg Temperature (°F)

50.9

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

51.7

Annual Precipitation (in)

42.1

Annual Snowfall (in)

9.3

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98240: frequently asked questions

What is the typical home value in ZIP Code 98240?
The estimated median home value in ZIP Code 98240 today is $642,593, higher than 86% of U.S. ZIP codes.
How much is property tax in ZIP Code 98240?
The median annual property tax in ZIP Code 98240 is $3,800, an effective rate of 0.61% of home value.
Is ZIP Code 98240 expensive to live in?
Homes in ZIP Code 98240 cost about 5.63× the median household income, higher than 88% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98240?
Home prices in ZIP Code 98240 have moved 30% over the past five years (-18% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 98240?
ZIP Code 98240 has a population of 3,593, about 161.43 people per square mile, per the U.S. Census American Community Survey. The median age is 36.9.
What is the weather like in ZIP Code 98240?
ZIP Code 98240 averages 50.9°F year-round, summer highs near 71.3°F, winter lows around 34.2°F (NOAA 1991–2020 normals). It sees about 9.3 inches of snow a year.
Is ZIP Code 98240 at risk of flooding or natural disasters?
ZIP Code 98240's FEMA National Risk Index score is 58.3 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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