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ZIP Code 98240

Whatcom, Washington

FIPS 98240

Juniper

ZIP Code 98240 is in the top 38% nationally for FEMA risk score, but in the bottom 11% nationally for price-to-income ratio. It also sits in the 92th percentile nationally for median home value.

Median Home Value

$619,700

Higher than 92% of U.S. ZIP codes

HPI Growth 5yr %

30%

Higher than 56% of U.S. ZIP codes

FEMA Risk Score

55.7

Lower than 62% of U.S. ZIP codes

The basics

Total Population

3,593

Median Age

36.9

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$619,700

Higher than 92%

Median Property Tax

$3,800

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.63

Higher than 89%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

30%

Higher than 56%

Appreciation 1yr %

-18%

Higher than 56%

Pandemic Gain %

42%

Recession Drop %

-20%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

71.3

Winter Avg Low (°F)

34.2

Avg Temperature (°F)

50.9

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

51.7

Annual Precipitation (in)

42.1

Annual Snowfall (in)

9.3

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

55.7

Lower than 62%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 98240: frequently asked questions

What is the median home value in ZIP Code 98240?
The median home value in ZIP Code 98240 is $619,700, higher than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 98240?
The median annual property tax in ZIP Code 98240 is $3,800, an effective rate of 1% of home value.
Is ZIP Code 98240 expensive to live in?
Homes in ZIP Code 98240 cost about 5.63× the median household income, higher than 89% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98240?
Home prices in ZIP Code 98240 have moved 30% over the past five years (-18% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 98240?
ZIP Code 98240 averages 50.9°F year-round, summer highs near 71.3°F, winter lows around 34.2°F (NOAA 1991–2020 normals). It sees about 9.3 inches of snow a year.
Is ZIP Code 98240 at risk of flooding or natural disasters?
ZIP Code 98240's FEMA National Risk Index score is 55.7 (lower than 62% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →