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ZIP Code 98266

Whatcom, Washington

ZCTA 98266

Juniper

ZIP Code 98266 is in the highest 1% nationally for FEMA risk score. It also sits in the highest 3% nationally for home price against income. And it sits in the highest 8% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$501,218

Higher than 75% of U.S. ZIP codes
Home Price Growth, Past Five Years

74%

Higher than 92% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

99.1

Higher than 99% of U.S. ZIP codes

The boundary of ZIP Code 98266, in Whatcom, Washington.

The basics

Total Population

4,245

Median Age

43

Population Density

83.97

Home values & property tax

Median Property Tax

$1,475

Property Tax Rateyearly tax as a share of home value

0.35%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

8.2×

Higher than 97% of U.S. ZIP codes
Median Income

$51,361

Lower than 84% of U.S. ZIP codes
Median Rent

$1,343

Higher than 71% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

1.8%

Lower than 64% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

59%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

21%

Climate & weather

Summer Avg High (°F)

74.2

Winter Avg Low (°F)

32.5

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

2.2

Freezing Days/yr (<32°F)

57.4

Annual Precipitation (in)

72.5

Annual Snowfall (in)

10.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98266: frequently asked questions

What is the typical home value in ZIP Code 98266?
The estimated median home value in ZIP Code 98266 today is $501,218, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 98266?
The median annual property tax in ZIP Code 98266 is $1,475, an effective rate of 0.35% of home value.
Is ZIP Code 98266 expensive to live in?
Homes in ZIP Code 98266 cost about 8.2× the median household income, higher than 97% of U.S. ZIP codes.
What is the average rent in ZIP Code 98266?
The median gross rent in ZIP Code 98266 is $1,343 a month, higher than 71% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98266?
Home prices in ZIP Code 98266 have moved 74% over the past five years (1.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 98266?
ZIP Code 98266 has a population of 4,245, about 83.97 people per square mile, per the U.S. Census American Community Survey. The median age is 43.
What is the weather like in ZIP Code 98266?
ZIP Code 98266 averages 50.3°F year-round, summer highs near 74.2°F, winter lows around 32.5°F (NOAA 1991–2020 normals). It sees about 10.8 inches of snow a year.
Is ZIP Code 98266 at risk of flooding or natural disasters?
ZIP Code 98266's FEMA National Risk Index score is 99.1 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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