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ZIP Code 98264

Whatcom, Washington

ZCTA 98264

Juniper

ZIP Code 98264 is in the highest 27% nationally for FEMA risk score. It also sits in the highest 10% nationally for home price against income. And it sits in the highest 13% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$681,903

Higher than 87% of U.S. ZIP codes
Home Price Growth, Past Five Years

46%

Lower than 67% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

81.8

Higher than 73% of U.S. ZIP codes

The boundary of ZIP Code 98264, in Whatcom, Washington.

The basics

Total Population

23,123

Median Age

35.8

Population Density

404.57

Home values & property tax

Median Property Tax

$4,047

Property Tax Rateyearly tax as a share of home value

0.66%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.88×

Higher than 90% of U.S. ZIP codes
Median Income

$103,638

Higher than 83% of U.S. ZIP codes
Median Rent

$1,688

Higher than 84% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

1.6%

Lower than 66% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

44%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

17%

Climate & weather

Summer Avg High (°F)

74.2

Winter Avg Low (°F)

32.5

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

2.2

Freezing Days/yr (<32°F)

57.4

Annual Precipitation (in)

44.4

Annual Snowfall (in)

10.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98264: frequently asked questions

What is the typical home value in ZIP Code 98264?
The estimated median home value in ZIP Code 98264 today is $681,903, higher than 87% of U.S. ZIP codes.
How much is property tax in ZIP Code 98264?
The median annual property tax in ZIP Code 98264 is $4,047, an effective rate of 0.66% of home value.
Is ZIP Code 98264 expensive to live in?
Homes in ZIP Code 98264 cost about 5.88× the median household income, higher than 90% of U.S. ZIP codes.
What is the average rent in ZIP Code 98264?
The median gross rent in ZIP Code 98264 is $1,688 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98264?
Home prices in ZIP Code 98264 have moved 46% over the past five years (1.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 98264?
ZIP Code 98264 has a population of 23,123, about 404.57 people per square mile, per the U.S. Census American Community Survey. The median age is 35.8.
What is the weather like in ZIP Code 98264?
ZIP Code 98264 averages 50.3°F year-round, summer highs near 74.2°F, winter lows around 32.5°F (NOAA 1991–2020 normals). It sees about 10.8 inches of snow a year.
Is ZIP Code 98264 at risk of flooding or natural disasters?
ZIP Code 98264's FEMA National Risk Index score is 81.8 (higher than 73% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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