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ZIP Code 98230

Whatcom, Washington

ZCTA 98230

Juniper

ZIP Code 98230 is in the lowest 40% nationally for FEMA risk score. It also sits in the highest 6% nationally for home price growth over the past year. And it sits in the highest 11% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$622,202

Higher than 84% of U.S. ZIP codes
Home Price Growth, Past Five Years

63%

Higher than 78% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

57.6

Lower than 60% of U.S. ZIP codes

The boundary of ZIP Code 98230, in Whatcom, Washington.

The basics

Total Population

18,744

Median Age

45.6

Population Density

441

Home values & property tax

Median Property Tax

$3,388

Property Tax Rateyearly tax as a share of home value

0.68%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.77×

Higher than 89% of U.S. ZIP codes
Median Income

$86,623

Higher than 70% of U.S. ZIP codes
Median Rent

$1,365

Higher than 73% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

14%

Higher than 94% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

41%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

20%

Climate & weather

Summer Avg High (°F)

71.3

Winter Avg Low (°F)

34.2

Avg Temperature (°F)

50.9

Hot Days/yr (>90°F)

0

Freezing Days/yr (<32°F)

51.7

Annual Precipitation (in)

41.8

Annual Snowfall (in)

9.3

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.07

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98230: frequently asked questions

What is the typical home value in ZIP Code 98230?
The estimated median home value in ZIP Code 98230 today is $622,202, higher than 84% of U.S. ZIP codes.
How much is property tax in ZIP Code 98230?
The median annual property tax in ZIP Code 98230 is $3,388, an effective rate of 0.68% of home value.
Is ZIP Code 98230 expensive to live in?
Homes in ZIP Code 98230 cost about 5.77× the median household income, higher than 89% of U.S. ZIP codes.
What is the average rent in ZIP Code 98230?
The median gross rent in ZIP Code 98230 is $1,365 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98230?
Home prices in ZIP Code 98230 have moved 63% over the past five years (14% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 98230?
ZIP Code 98230 has a population of 18,744, about 441 people per square mile, per the U.S. Census American Community Survey. The median age is 45.6.
What is the weather like in ZIP Code 98230?
ZIP Code 98230 averages 50.9°F year-round, summer highs near 71.3°F, winter lows around 34.2°F (NOAA 1991–2020 normals). It sees about 9.3 inches of snow a year.
Is ZIP Code 98230 at risk of flooding or natural disasters?
ZIP Code 98230's FEMA National Risk Index score is 57.6 (lower than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is $0.07 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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