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ZIP Code 98276

Whatcom, Washington

ZCTA 98276

Juniper

ZIP Code 98276 is in the highest 2% nationally for FEMA risk score. It also sits in the lowest 2% nationally for home price growth over five years. And it sits in the highest 13% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$519,248

Higher than 77% of U.S. ZIP codes
Home Price Growth, Past Five Years

21%

Lower than 98% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

98.6

Higher than 98% of U.S. ZIP codes

The boundary of ZIP Code 98276, in Whatcom, Washington.

The basics

Total Population

1,794

Median Age

31.6

Population Density

2,536.06

Home values & property tax

Median Property Tax

$3,582

Property Tax Rateyearly tax as a share of home value

0.68%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.4×

Higher than 87% of U.S. ZIP codes
Median Income

$97,159

Higher than 79% of U.S. ZIP codes
Median Rent

$1,721

Higher than 85% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

28%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

22%

Climate & weather

Summer Avg High (°F)

74.2

Winter Avg Low (°F)

32.5

Avg Temperature (°F)

50.3

Hot Days/yr (>90°F)

2.2

Freezing Days/yr (<32°F)

57.4

Annual Precipitation (in)

49.9

Annual Snowfall (in)

10.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 98276: frequently asked questions

What is the typical home value in ZIP Code 98276?
The estimated median home value in ZIP Code 98276 today is $519,248, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 98276?
The median annual property tax in ZIP Code 98276 is $3,582, an effective rate of 0.68% of home value.
Is ZIP Code 98276 expensive to live in?
Homes in ZIP Code 98276 cost about 5.4× the median household income, higher than 87% of U.S. ZIP codes.
What is the average rent in ZIP Code 98276?
The median gross rent in ZIP Code 98276 is $1,721 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98276?
Home prices in ZIP Code 98276 have moved 21% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 98276?
ZIP Code 98276 has a population of 1,794, about 2,536.06 people per square mile, per the U.S. Census American Community Survey. The median age is 31.6.
What is the weather like in ZIP Code 98276?
ZIP Code 98276 averages 50.3°F year-round, summer highs near 74.2°F, winter lows around 32.5°F (NOAA 1991–2020 normals). It sees about 10.8 inches of snow a year.
Is ZIP Code 98276 at risk of flooding or natural disasters?
ZIP Code 98276's FEMA National Risk Index score is 98.6 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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