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ZIP Code 04021

Cumberland, Maine

ZCTA 04021

Juniper

ZIP Code 04021 is in the lowest 6% nationally for FEMA risk score. It also sits in the highest 2% nationally for median income. And it sits in the highest 2% nationally for median rent.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$738,209

Higher than 90% of U.S. ZIP codes
Home Price Growth, Past Five Years

75%

Higher than 92% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

20.9

Lower than 94% of U.S. ZIP codes

The boundary of ZIP Code 04021, in Cumberland, Maine.

The basics

Total Population

6,990

Median Age

39.1

Population Density

340.19

Home values & property tax

Median Property Tax

$6,759

Property Tax Rateyearly tax as a share of home value

1.2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.36×

Higher than 57% of U.S. ZIP codes
Median Income

$172,468

Higher than 98% of U.S. ZIP codes
Median Rent

$2,579

Higher than 98% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

9.4%

Higher than 86% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

66%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

76.9

Winter Avg Low (°F)

17.2

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

4.7

Freezing Days/yr (<32°F)

143.8

Annual Precipitation (in)

50.1

Annual Snowfall (in)

84

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04021: frequently asked questions

What is the typical home value in ZIP Code 04021?
The estimated median home value in ZIP Code 04021 today is $738,209, higher than 90% of U.S. ZIP codes.
How much is property tax in ZIP Code 04021?
The median annual property tax in ZIP Code 04021 is $6,759, an effective rate of 1.2% of home value.
Is ZIP Code 04021 expensive to live in?
Homes in ZIP Code 04021 cost about 3.36× the median household income, higher than 57% of U.S. ZIP codes.
What is the average rent in ZIP Code 04021?
The median gross rent in ZIP Code 04021 is $2,579 a month, higher than 98% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04021?
Home prices in ZIP Code 04021 have moved 75% over the past five years (9.4% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04021?
ZIP Code 04021 has a population of 6,990, about 340.19 people per square mile, per the U.S. Census American Community Survey. The median age is 39.1.
What is the weather like in ZIP Code 04021?
ZIP Code 04021 averages 46.3°F year-round, summer highs near 76.9°F, winter lows around 17.2°F (NOAA 1991–2020 normals). It sees about 84 inches of snow a year.
Is ZIP Code 04021 at risk of flooding or natural disasters?
ZIP Code 04021's FEMA National Risk Index score is 20.9 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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