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ZIP Code 04039

Cumberland, Maine

FIPS 04039

Juniper

ZIP Code 04039 is in the top 6% nationally for FEMA risk score, but in the bottom 29% nationally for price-to-income ratio. It also sits in the top 20% nationally for HPI growth 5yr %. And it sits in the 79th percentile nationally for median rent.

Median Home Value

$357,500

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

55%

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

10.9

Lower than 94% of U.S. ZIP codes

The basics

Total Population

8,102

Median Age

42.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$357,500

Higher than 77%

Median Property Tax

$3,598

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.76

Higher than 71%

Median Rent

$1,371

Higher than 79%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

55%

Higher than 80%

Appreciation 1yr %

0.14%

Higher than 66%

Pandemic Gain %

57%

Recession Drop %

-17%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

76.9

Winter Avg Low (°F)

17.2

Avg Temperature (°F)

46.3

Hot Days/yr (>90°F)

4.7

Freezing Days/yr (<32°F)

143.8

Annual Precipitation (in)

50.1

Annual Snowfall (in)

84

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

10.9

Lower than 94%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04039: frequently asked questions

What is the median home value in ZIP Code 04039?
The median home value in ZIP Code 04039 is $357,500, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 04039?
The median annual property tax in ZIP Code 04039 is $3,598, an effective rate of 1% of home value.
Is ZIP Code 04039 expensive to live in?
Homes in ZIP Code 04039 cost about 3.76× the median household income, higher than 71% of U.S. ZIP codes.
What is the average rent in ZIP Code 04039?
The median gross rent in ZIP Code 04039 is $1,371 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04039?
Home prices in ZIP Code 04039 have moved 55% over the past five years (0.14% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04039?
ZIP Code 04039 averages 46.3°F year-round, summer highs near 76.9°F, winter lows around 17.2°F (NOAA 1991–2020 normals). It sees about 84 inches of snow a year.
Is ZIP Code 04039 at risk of flooding or natural disasters?
ZIP Code 04039's FEMA National Risk Index score is 10.9 (lower than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →