The basics
Total Population
3,050
Median Age
55.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$256,300
Median Property Tax
$2,716
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.48
Median Rent
$890
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
77%
Appreciation 1yr %
15%
Pandemic Gain %
55%
Recession Drop %
-16%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75.8
Winter Avg Low (°F)
10.5
Avg Temperature (°F)
43.8
Hot Days/yr (>90°F)
2.3
Freezing Days/yr (<32°F)
176.5
Annual Precipitation (in)
50.6
Annual Snowfall (in)
83.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
14.1
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04040: frequently asked questions
- What is the median home value in ZIP Code 04040?
- The median home value in ZIP Code 04040 is $256,300, higher than 62% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04040?
- The median annual property tax in ZIP Code 04040 is $2,716, an effective rate of 1% of home value.
- Is ZIP Code 04040 expensive to live in?
- Homes in ZIP Code 04040 cost about 4.48× the median household income, higher than 81% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04040?
- The median gross rent in ZIP Code 04040 is $890 a month, near the U.S. ZIP codes median.
- How much have home prices grown in ZIP Code 04040?
- Home prices in ZIP Code 04040 have moved 77% over the past five years (15% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 04040?
- ZIP Code 04040 averages 43.8°F year-round, summer highs near 75.8°F, winter lows around 10.5°F (NOAA 1991–2020 normals). It sees about 83.9 inches of snow a year.
- Is ZIP Code 04040 at risk of flooding or natural disasters?
- ZIP Code 04040's FEMA National Risk Index score is 14.1 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →