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ZIP Code 04040

Cumberland, Maine

FIPS 04040

Juniper

ZIP Code 04040 is in the top 2% nationally for appreciation 1yr %, but in the bottom 19% nationally for price-to-income ratio. It also sits in the top 3% nationally for HPI growth 5yr %. And it sits in the top 7% nationally for FEMA risk score.

Median Home Value

$256,300

Higher than 62% of U.S. ZIP codes

HPI Growth 5yr %

77%

Higher than 97% of U.S. ZIP codes

FEMA Risk Score

14.1

Lower than 93% of U.S. ZIP codes

The basics

Total Population

3,050

Median Age

55.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$256,300

Higher than 62%

Median Property Tax

$2,716

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.48

Higher than 81%

Median Rent

$890

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

77%

Higher than 97%

Appreciation 1yr %

15%

Higher than 98%

Pandemic Gain %

55%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

75.8

Winter Avg Low (°F)

10.5

Avg Temperature (°F)

43.8

Hot Days/yr (>90°F)

2.3

Freezing Days/yr (<32°F)

176.5

Annual Precipitation (in)

50.6

Annual Snowfall (in)

83.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

14.1

Lower than 93%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04040: frequently asked questions

What is the median home value in ZIP Code 04040?
The median home value in ZIP Code 04040 is $256,300, higher than 62% of U.S. ZIP codes.
How much is property tax in ZIP Code 04040?
The median annual property tax in ZIP Code 04040 is $2,716, an effective rate of 1% of home value.
Is ZIP Code 04040 expensive to live in?
Homes in ZIP Code 04040 cost about 4.48× the median household income, higher than 81% of U.S. ZIP codes.
What is the average rent in ZIP Code 04040?
The median gross rent in ZIP Code 04040 is $890 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 04040?
Home prices in ZIP Code 04040 have moved 77% over the past five years (15% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04040?
ZIP Code 04040 averages 43.8°F year-round, summer highs near 75.8°F, winter lows around 10.5°F (NOAA 1991–2020 normals). It sees about 83.9 inches of snow a year.
Is ZIP Code 04040 at risk of flooding or natural disasters?
ZIP Code 04040's FEMA National Risk Index score is 14.1 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →