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ZIP Code 04055

Cumberland, Maine

FIPS 04055

Juniper

ZIP Code 04055 is in the top 5% nationally for FEMA risk score, but in the bottom 21% nationally for price-to-income ratio. It also sits in the 93th percentile nationally for median rent. And it sits in the top 11% nationally for HPI growth 5yr %.

Median Home Value

$340,100

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

63%

Higher than 89% of U.S. ZIP codes

FEMA Risk Score

4.6

Lower than 95% of U.S. ZIP codes

The basics

Total Population

3,985

Median Age

49.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$340,100

Higher than 75%

Median Property Tax

$2,784

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.35

Higher than 79%

Median Rent

$1,941

Higher than 93%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

63%

Higher than 89%

Appreciation 1yr %

4.8%

Higher than 83%

Pandemic Gain %

49%

Recession Drop %

-22%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.1

Winter Avg Low (°F)

9.6

Avg Temperature (°F)

43.4

Hot Days/yr (>90°F)

4.4

Freezing Days/yr (<32°F)

185

Annual Precipitation (in)

50.2

Annual Snowfall (in)

69.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

4.6

Lower than 95%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04055: frequently asked questions

What is the median home value in ZIP Code 04055?
The median home value in ZIP Code 04055 is $340,100, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 04055?
The median annual property tax in ZIP Code 04055 is $2,784, an effective rate of 1% of home value.
Is ZIP Code 04055 expensive to live in?
Homes in ZIP Code 04055 cost about 4.35× the median household income, higher than 79% of U.S. ZIP codes.
What is the average rent in ZIP Code 04055?
The median gross rent in ZIP Code 04055 is $1,941 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04055?
Home prices in ZIP Code 04055 have moved 63% over the past five years (4.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 04055?
ZIP Code 04055 averages 43.4°F year-round, summer highs near 77.1°F, winter lows around 9.6°F (NOAA 1991–2020 normals). It sees about 69.7 inches of snow a year.
Is ZIP Code 04055 at risk of flooding or natural disasters?
ZIP Code 04055's FEMA National Risk Index score is 4.6 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →