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ZIP Code 04055

Cumberland, Maine

ZCTA 04055

Juniper

ZIP Code 04055 is in the lowest 2% statewide for FEMA risk score. It also sits in the highest 9% nationally for median rent. And it sits in the highest 22% nationally for home price growth over five years.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$425,275

Higher than 65% of U.S. ZIP codes
Home Price Growth, Past Five Years

63%

Higher than 78% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

4.2

Lower than 98% of Maine ZIP codes

The boundary of ZIP Code 04055, in Cumberland, Maine.

The basics

Total Population

3,985

Median Age

49.8

Population Density

125.18

Home values & property tax

Median Property Tax

$2,784

Property Tax Rateyearly tax as a share of home value

0.82%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.35×

Higher than 77% of U.S. ZIP codes
Median Income

$78,188

Higher than 59% of U.S. ZIP codes
Median Rent

$1,941

Higher than 91% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

4.8%

Higher than 61% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

49%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

22%

Climate & weather

Summer Avg High (°F)

77.1

Winter Avg Low (°F)

9.6

Avg Temperature (°F)

43.4

Hot Days/yr (>90°F)

4.4

Freezing Days/yr (<32°F)

185

Annual Precipitation (in)

50.2

Annual Snowfall (in)

69.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04055: frequently asked questions

What is the typical home value in ZIP Code 04055?
The estimated median home value in ZIP Code 04055 today is $425,275, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 04055?
The median annual property tax in ZIP Code 04055 is $2,784, an effective rate of 0.82% of home value.
Is ZIP Code 04055 expensive to live in?
Homes in ZIP Code 04055 cost about 4.35× the median household income, higher than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 04055?
The median gross rent in ZIP Code 04055 is $1,941 a month, higher than 91% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04055?
Home prices in ZIP Code 04055 have moved 63% over the past five years (4.8% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 04055?
ZIP Code 04055 has a population of 3,985, about 125.18 people per square mile, per the U.S. Census American Community Survey. The median age is 49.8.
What is the weather like in ZIP Code 04055?
ZIP Code 04055 averages 43.4°F year-round, summer highs near 77.1°F, winter lows around 9.6°F (NOAA 1991–2020 normals). It sees about 69.7 inches of snow a year.
Is ZIP Code 04055 at risk of flooding or natural disasters?
ZIP Code 04055's FEMA National Risk Index score is 4.2 (lower than 98% of Maine ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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