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ZIP Code 04085

Cumberland, Maine

ZCTA 04085

Juniper

ZIP Code 04085 is in the lowest 1% nationally for FEMA risk score. It also sits in the highest 21% nationally for median rent. And it sits in the highest 25% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$341,270

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

57%

Higher than 64% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

5.6

Lower than 99% of U.S. ZIP codes

The boundary of ZIP Code 04085, in Cumberland, Maine.

The basics

Total Population

2,762

Median Age

44

Population Density

181.96

Home values & property tax

Median Property Tax

$3,054

Property Tax Rateyearly tax as a share of home value

1.1%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.13×

Near the U.S. ZIP codes median
Median Income

$92,246

Higher than 75% of U.S. ZIP codes
Median Rent

$1,551

Higher than 79% of U.S. ZIP codes

Home prices & appreciation

Pandemic Price Run-Up2019–20 low → 2022–23 peak

49%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

18%

Climate & weather

Summer Avg High (°F)

79.5

Winter Avg Low (°F)

11.4

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

8.1

Freezing Days/yr (<32°F)

171.2

Annual Precipitation (in)

50.9

Annual Snowfall (in)

69.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 04085: frequently asked questions

What is the typical home value in ZIP Code 04085?
The estimated median home value in ZIP Code 04085 today is $341,270, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 04085?
The median annual property tax in ZIP Code 04085 is $3,054, an effective rate of 1.1% of home value.
Is ZIP Code 04085 expensive to live in?
Homes in ZIP Code 04085 cost about 3.13× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 04085?
The median gross rent in ZIP Code 04085 is $1,551 a month, higher than 79% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04085?
Home prices in ZIP Code 04085 have moved 57% over the past five years, per the FHFA House Price Index.
How many people live in ZIP Code 04085?
ZIP Code 04085 has a population of 2,762, about 181.96 people per square mile, per the U.S. Census American Community Survey. The median age is 44.
What is the weather like in ZIP Code 04085?
ZIP Code 04085 averages 45.6°F year-round, summer highs near 79.5°F, winter lows around 11.4°F (NOAA 1991–2020 normals). It sees about 69.7 inches of snow a year.
Is ZIP Code 04085 at risk of flooding or natural disasters?
ZIP Code 04085's FEMA National Risk Index score is 5.6 (lower than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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