Back to Explorer

ZIP Code 04085

Cumberland, Maine

FIPS 04085

Juniper

ZIP Code 04085 is in the top 5% nationally for FEMA risk score. It also sits in the 84th percentile nationally for median rent. And it sits in the top 17% nationally for HPI growth 5yr %.

Median Home Value

$288,600

Higher than 68% of U.S. ZIP codes

HPI Growth 5yr %

57%

Higher than 83% of U.S. ZIP codes

FEMA Risk Score

5.8

Lower than 95% of U.S. ZIP codes

The basics

Total Population

2,762

Median Age

44

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$288,600

Higher than 68%

Median Property Tax

$3,054

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.13

Higher than 56%

Median Rent

$1,551

Higher than 84%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

57%

Higher than 83%

Pandemic Gain %

49%

Recession Drop %

-18%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.5

Winter Avg Low (°F)

11.4

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

8.1

Freezing Days/yr (<32°F)

171.2

Annual Precipitation (in)

50.9

Annual Snowfall (in)

69.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

5.8

Lower than 95%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 04085: frequently asked questions

What is the median home value in ZIP Code 04085?
The median home value in ZIP Code 04085 is $288,600, higher than 68% of U.S. ZIP codes.
How much is property tax in ZIP Code 04085?
The median annual property tax in ZIP Code 04085 is $3,054, an effective rate of 1% of home value.
Is ZIP Code 04085 expensive to live in?
Homes in ZIP Code 04085 cost about 3.13× the median household income, higher than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 04085?
The median gross rent in ZIP Code 04085 is $1,551 a month, higher than 84% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 04085?
Home prices in ZIP Code 04085 have moved 57% over the past five years, per the FHFA House Price Index.
What is the weather like in ZIP Code 04085?
ZIP Code 04085 averages 45.6°F year-round, summer highs near 79.5°F, winter lows around 11.4°F (NOAA 1991–2020 normals). It sees about 69.7 inches of snow a year.
Is ZIP Code 04085 at risk of flooding or natural disasters?
ZIP Code 04085's FEMA National Risk Index score is 5.8 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →